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$600K · 3 bed Detached · 446 - Fairview, St. Catharines | MyPropertyScout

$599,900

20 NELLO Street

32 DOM

3232d

Map

DOM 32

↓ $30K

$599,900

↓ $30K

DOM32days

20 NELLO Street

St. Catharines · Ontario L2N 1G6

MLS® X9414837 · 446 - Fairview · L2N 1G6

32OwnerOccupied1100-1500 ft²Detached2-car AttachedPartially Finished, Full32d$461/ft²Lot 50 x 159.8 ft< .50 ac$4,542 tax/yrBuilt 195175 yrs oldPartially Finished, Full

32 days on market

About this home

Solid 3 bedroom brick bungalow in great North End location. Quiet tree lined street. Original hardwood floors in living room and bedrooms, eat-in kitchen, finished rec room with gas fireplace insert, full 2nd kitchen down with dishwasher, - good potential for in law suite, 2 baths, oversized single car garage with roll up door to rear yard. Patio and fenced yard. Lots of potential here and perfect opportunity to put your own spin on renovations. Ideal starter or retirement or investment property…

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Property details

MLS#: X9414837
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 6 + 4
Kitchens: 2
Size: 1100-1500 (range) · 1,787 sq ft finished (above grade)
Basement: Partially Finished, Full
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 462560041
Roll / ARN: 262906000310800

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Basement
Central vacuum: Central vacuum

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Fenced Yard

Fireplaces: 0

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 50 × 159.8
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Vine Street to Nello
Stories: —
Utilities: —
Laundry: In Basement
Interior: Other, Central Vacuum
Parking features: Private Double, Other

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $629,900 to $599,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X9414837

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$600K

20 NELLO Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $4,542 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,765/mo

incl. closing costs (yr 1)

Annual total

$57,176

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,324/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$379/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,310/yr

Property taxes23% $13,015/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$4,542	$379/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,176	$4,765/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 NELLO Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs