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$540K · 3 bed Condo Townhouse · 462 - Rykert/Vansickle, St. Catharines | MyPropertyScout

$539,900

3 ASPEN N/A

55 DOM

3255d

Map

DOM 55

↓ $35KMotivated Seller

$539,900

↓ $35KMotivated Seller

DOM55days

3 ASPEN N/A

St. Catharines · Ontario L2S 2B3

MLS® X9414412 · 462 - Rykert/Vansickle · L2S 2B3

32Vacant1400-1599 ft²Condo TownhouseNoneUnfinished, Full55d$360/ft²Lot 22 x 71.7 ft$4,408 tax/yrBuilt 20233 yrs oldUnfinished, Full

55 days on market

About this home

Welcome to 3 Aspen Common, a stunning 2-storey condo townhome built in 2020, situated in a sought-after west-end area of St. Catharines. The main floor boasts a 2-piece bathroom and an open-concept living room/kitchen, complete with patio doors that lead to a rear deck. The second floor offers three bedrooms, a full bathroom, a laundry area, and a master bedroom with a walk-in closet. This home is nestled in a friendly community with great neighbours! Conveniently located near shopping, schools,…

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Property details

MLS#: X9414412
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1400-1599 (range) · 2,211 sq ft finished (above grade)
Basement: Unfinished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: 2023

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Hospital

Fireplaces: 0

Condo corp #: 0
Balcony: None
Locker: None
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 21.98 × 71.65
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Other · Deck, Private Entrance
Fronting on: North
Cross street: Southwest corner of Louth Street and Rykert Street
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $35KPrice reduction

MLS shows the seller reduced the asking price by $35,100 (from $575,000 to $539,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X9414412

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$540K

3 ASPEN N/A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $4,408 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,707/mo

incl. closing costs (yr 1)

Annual total

$56,478

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,594/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$367/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $24,579/yr

Property taxes21% $11,681/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,399/yr

Condo fees7% $4,160/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$4,408	$367/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Condo fees
Condo / HOA fees	$4,160	$347/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,478	$4,707/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3 ASPEN N/A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs