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$360K · 2 bed Condo Apartment · 451 - Downtown, St. Catharines | MyPropertyScout

$359,900

Unit 803

45 DOM

2245d

Map

DOM 45

Motivated Seller

$359,900

Motivated Seller

DOM45days

Unit 803

CHURCH STREET CONDOS · 141 CHURCH Street · St. Catharines · Ontario L2R 7L7

MLS® X9413580 · 451 - Downtown · L2R 7L7

22Vacant1400-1599 ft²Condo Apartment1-car Underground45d$240/ft²$3,011 tax/yrBuilt 198541 yrs old

45 days on market

About this home

New Beginnings! Step into Suite 803 at 141 Church Street, where spacious living meets urban convenience. Located in downtown St Catharines, this exclusive building features just four suites per floor, offering privacy and a generous layout as you arrive at your private residence. Boasting 1,445 sq. ft., this beautifully updated 2-bedroom, 2-bathroom condo is ready for you to move in and make it your own. Renovated just five years ago, this suite features a welcoming foyer leading to an open-conc…

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Property details

MLS#: X9413580
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1400-1599 (range) · 1,445 sq ft finished (above grade)
Basement: —
Style: Other
Type: Condo Apartment
Year built: 1985

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Main

Roof: Tar and Gravel

Fireplaces: 1
Fireplace features: Electric

View: City, Panoramic, Lake

Building name: CHURCH STREET CONDOS
Condo corp #: 0
Balcony: Enclosed
Locker: Exclusive
Association amenities: Gym, Sauna, Car Wash, Rooftop Deck/Garden, Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: Cable TV Included, Hydro Included, Heat Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Wall Unit(s)
Pool: No
Waterfront: No
Exterior: Brick · Deck, Lighting
Fronting on: East
Cross street: GENEVA STREET WEST ON CHURCH STREET
Stories: —
Utilities: —
Laundry: In Hall, Laundry Room
Interior: Sauna
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X9413580

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$360K

Unit 803 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,900✓ $3,011 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,115/mo

incl. closing costs (yr 1)

Annual total

$49,378

year 1

Mortgage only

$1,365/mo

principal + interest

Beyond mortgage

$1,968/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$251/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,874

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $16,384/yr

Property taxes14% $6,885/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,599/yr

Condo fees24% $11,849/yr

Closing costs10% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,384	$1,365/mo
Government & taxes
Property tax	$3,011	$251/mo
Land transfer tax(closing)	$3,874	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,599	$300/mo
Condo fees
Condo / HOA fees	$11,849	$987/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,378	$4,115/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 803

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs