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$475K · 2+1 bed Detached · 445 - Facer, St. Catharines | MyPropertyScout

$474,900

25 SHERBOURNE Street

50 DOM

2+1250d

Map

DOM 50

Motivated Seller

$474,900

Motivated Seller

DOM50days

25 SHERBOURNE Street

St. Catharines · Ontario L2M 5P8

MLS® X9409746 · 445 - Facer · L2M 5P8

2+12Vacant700-1100 ft²Detached1-car DetachedFinished, Full50d$528/ft²Lot 40 x 80 ft< .50 ac$2,742 tax/yrBuilt 195175 yrs oldFinished, Full

50 days on market

About this home

Amazing opportunity for first time buyers, extended families or investors! This very cute move in ready 2 bedroom bungalow has a newly renovated basement in-law suite! Walking in you will notice the large bright windows, new lighting and hardwood floors that span throughout most of the main floor living areas. A spacious eat in kitchen with a rear entrance allows you the versatility to go to the private rear yard or basement. An updated bath with a tiled glass shower, and two good sized bedrooms…

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Property details

MLS#: X9409746
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 5
Kitchens: 2
Size: 700-1100 (range) · 750 sq ft finished (above grade)
Basement: Finished, Full
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 462780031
Roll / ARN: 262903002203600

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Basement
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplaces: 0

Garage: 1-car Detached
Garage spaces: 1
Parking: 3 total
Lot: 40 × 80
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: DIEPPE
Stories: —
Utilities: —
Laundry: Ensuite
Interior: —
Parking features: Private, Other

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X9409746

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$475K

25 SHERBOURNE Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,900✓ $2,742 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,812/mo

incl. closing costs (yr 1)

Annual total

$45,743

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,054/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $21,619/yr

Property taxes19% $8,715/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,749/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,619	$1,802/mo
Government & taxes
Property tax	$2,742	$229/mo
Land transfer tax(closing)	$5,973	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,749	$396/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,743	$3,812/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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25 SHERBOURNE Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs