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$749K · 3+1 bed Detached · 442 - Vine/Linwell, St. Catharines | MyPropertyScout

$749,000

12 THE CEDARS N/A

53 DOM

3+1253d

Map

DOM 53

↓ $76KPool

$749,000

↓ $76K

DOM53days

12 THE CEDARS N/A

St. Catharines · Ontario L2M 6M8

MLS® X9409489 · 442 - Vine/Linwell · L2M 6M8

3+12OwnerOccupied1100-1500 ft²Detached1-car AttachedFinished, FullPool53d$576/ft²Lot 50 x 103.8 ft< .50 ac$5,161 tax/yrBuilt 195175 yrs oldFinished, Full

53 days on market

About this home

A Rare Opportunity to Live in a highly Desirable, Safe and Serene Neighborhood in North End St. Catharine's. This Beautiful home has EVERYTHING! A Backyard Oasis with a Fully Fenced Yard, a Fenced, Inground, Gas Heated Pool w/ Diving Board and Locking Gate. An Incredible, Year-Round Hot Tub In a Fully Enclosed Redwood and Cedar Gazebo with Skylight for the Perfect Staycation. Walk out to A beautiful Walkers Park Behind you through your own private gate for Direct Access. Enjoy the peace and Sere…

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Property details

MLS#: X9409489
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 3+1
Baths: 2 full, 0 half
Rooms: 9 + 4
Kitchens: 1
Size: 1100-1500 (range) · 1,500 sq ft finished (above grade)
Basement: Finished, Full
Style: 2-Storey
Type: Detached
Year built: 1951

PIN: 463170131
Roll / ARN: 262905001909600

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Main

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf

Fireplaces: 1
Fireplace features: Family Room

View: Creek/Stream, Pool, Trees/Woods

Garage: 1-car Attached
Garage spaces: 1
Parking: 4 total
Lot: 50 × 103.8
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding, Brick · Backs On Green Belt, Hot Tub, Privacy
Fronting on: North
Cross street: Linwell - Richelieu
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private Double, Other

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Second	Bathroom	—
Main	Bathroom	—
Main	Dining Room	3.96m × 2.9m
Main	Living Room	4.17m × 4.9m
Main	Family Room	3.48m × 5.59m
Main	Kitchen	4.19m × 3.25m
Second	Bedroom	3.99m × 2.77m
Second	Primary Bedroom	4.78m × 3.07m
Second	Bedroom	3.2m × 2.67m
Basement	Bedroom	3.45m × 4.37m
Basement	Living Room	4.17m × 4.9m
Basement	Other	4.17m × 2.16m
Basement	Laundry	3.07m × 5.66m

Seller signals

Price movement & seller pressure

↓ $76KPrice reduction

MLS shows the seller reduced the asking price by $75,995 (from $824,995 to $749,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RED HOUSE REALTY

Source: TRREB/PROPTX · MLS® X9409489

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$749K

12 THE CEDARS N/A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $5,161 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,755/mo

incl. closing costs (yr 1)

Annual total

$69,056

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,500/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$430/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,098/yr

Property taxes24% $16,616/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,490/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$5,161	$430/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,056	$5,755/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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12 THE CEDARS N/A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs