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$520K · 2+1 bed Semi-Detached · 456 - Oakdale, St. Catharines | MyPropertyScout

$519,900

23 CANTERBURY Drive

18 DOM

2+1118d

Map

DOM 18

$519,900

DOM18days

23 CANTERBURY Drive

St. Catharines · Ontario L2P 3M6

MLS® X9409107 · 456 - Oakdale · L2P 3M6

2+11OwnerOccupied1100-1500 ft²Semi-Detached NoneWalk-Out, Partially Finished18d$400/ft²Lot 30 x 134.3 ft< .50 ac$2,994 tax/yrBuilt 198541 yrs oldWalk-Out, Partially Finished

18 days on market

About this home

Welcome to 23 Canterbury Drive – a 3 bedroom semi-detached backsplit in Secord Woods, tucked away on quiet street. Out front, enjoy a brand-new sit out front porch and updated entry door. The main floor has an open living room/dining area, as well as an eat-in kitchen with new stainless steel-appliances (2020). The second level has 2 bedrooms, the large primary with double closets, and a beautifully updated washroom with soaker tub. The lower level hosts a 3rd bedroom, as well as a room used as…

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Property details

MLS#: X9409107
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 2+1
Baths: 1 full, 0 half
Rooms: 5 + 3
Kitchens: 1
Size: 1100-1500 (range) · 1,210 sq ft finished (above grade)
Basement: Walk-Out, Partially Finished
Style: Other
Type: Semi-Detached
Year built: 1985

PIN: 463330103
Roll / ARN: 262901002714232

Occupancy: Owner Occupied
Washrooms: 4 pc · Second

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Golf, Fenced Yard

Fireplaces: 0

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 30.02 × 134.34
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Deck, Porch
Fronting on: —
Cross street: Hartzel Road to Thorncliff to Canterbury
Stories: —
Utilities: —
Laundry: In Basement
Interior: Other
Parking features: Private, Other

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Other	2.31m × 4.42m
Main	Other	2.31m × 4.42m
Main	Other	3.43m × 6.86m
Main	Other	3.43m × 6.86m
Second	Primary Bedroom	3.1m × 4.88m
Second	Primary Bedroom	3.1m × 4.88m
Second	Bedroom	2.64m × 3.3m
Second	Bedroom	2.64m × 3.3m
Second	Bathroom	—
Second	Bathroom	—
Lower	Bedroom	2.79m × 4.04m
Lower	Bedroom	2.79m × 4.04m
Lower	Family Room	2.92m × 4.72m
Lower	Family Room	2.92m × 4.72m
Basement	Office	3.33m × 3.81m
Basement	Office	3.33m × 3.81m

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X9409107

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$520K

23 CANTERBURY Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,900✓ $2,994 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,132/mo

incl. closing costs (yr 1)

Annual total

$49,586

year 1

Mortgage only

$1,972/mo

principal + interest

Beyond mortgage

$1,129/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$250/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $23,668/yr

Property taxes20% $9,867/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,199/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,668	$1,972/mo
Government & taxes
Property tax	$2,994	$250/mo
Land transfer tax(closing)	$6,873	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,199	$433/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,586	$4,132/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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23 CANTERBURY Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs