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$440K · 2 bed Condo Townhouse · 455 - Secord Woods, St. Catharines | MyPropertyScout

$439,900

Unit 1

42 DOM

2142d

Map

DOM 42

↓ $10K

$439,900

↓ $10K

DOM42days

Unit 1

131 ROCKWOOD Avenue · St. Catharines · Ontario L2P 3K4

MLS® X9408933 · 455 - Secord Woods · L2P 3K4

21OwnerOccupied900-999 ft²Condo TownhouseNoneUnfinished, Full42d$463/ft²$2,254 tax/yrBuilt 195175 yrs oldUnfinished, Full

42 days on market

About this home

Welcome to this beautifully renovated end-unit townhouse, boasting numerous updates since 2016. This home is truly move-in ready, with modern, stylish finishes throughout. As you step inside, you’ll notice the luxurious vinyl flooring that flows seamlessly across both the main and second floors, offering a carpet-free environment that’s both elegant and low-maintenance. The open-concept main floor is bright and inviting, enhanced by pot lights. The heart of this home is the newly designed kitche…

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Property details

MLS#: X9408933
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 900-999 (range) · 900 sq ft finished (above grade)
Basement: Unfinished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 4 pc · Second

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard

Fireplaces: 0

Condo corp #: 202
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Hartzel Rd to Rockwood Ave.
Stories: —
Utilities: —
Laundry: In Basement
Interior: Water Heater
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Other	3.56m × 3.61m
Main	Other	3.56m × 3.61m
Main	Other	3.48m × 5.23m
Main	Other	3.48m × 5.23m
Second	Primary Bedroom	3.53m × 5.36m
Second	Primary Bedroom	3.53m × 5.36m
Second	Bedroom	2.44m × 3.76m
Second	Bedroom	2.44m × 3.76m
Second	Bathroom	1.5m × 2.44m
Second	Bathroom	1.5m × 2.44m
Basement	Recreation	—
Basement	Recreation	—

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $449,900 to $439,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X9408933

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$440K

Unit 1 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $2,254 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,906/mo

incl. closing costs (yr 1)

Annual total

$46,872

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,339/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$188/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,026/yr

Property taxes16% $7,527/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,399/yr

Condo fees9% $4,260/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$2,254	$188/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$4,260	$355/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,872	$3,906/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs