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$495K · 2 bed Detached · 451 - Downtown, St. Catharines | MyPropertyScout

$495,000

5 Greenlaw Place

11 DOM

2111d

Map

DOM 11

↓ $34K

$495,000

↓ $34K

DOM11days

5 Greenlaw Place

St. Catharines · Ontario L2R 4S5

MLS® X13482546 · 451 - Downtown · L2R 4S5

21OwnerOccupied700-1100 ft²DetachedNonePartially Finished11d$550/ft²Lot 34 x 104 ft$3,095 tax/yrPartially Finished

11 days on market

About this home

Welcome to 5 Greenlaw Place, a beautifully maintained character home that has been lovingly cared for by the same owner for nearly 25 years. This charming two-bedroom residence blends timeless craftsmanship with thoughtful modern updates, creating a home that feels both rich in history and completely move-in ready. Original trim and architectural details have been carefully preserved, while a long list of thoughtful improvements ensures comfort and peace of mind for today's homeowner. Recent upd…

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Property details

MLS#: X13482546
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 1 full, 0 half
Rooms: 6 + 2
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: 2-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 462230149
Roll / ARN: 262904001207700

Occupancy: Owner Occupied
Washrooms: 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R3

Roof: Asphalt Shingle
Foundation: Block
Other structures: Garden Shed
Property features: Fenced Yard, Public Transit, Place Of Worship, School, Park

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 34 × 104
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster) · Deck, Landscaped, Porch
Fronting on: West
Cross street: Welland Avenue
Stories: —
Utilities: —
Laundry: —
Laundry level: Lower Level
Interior: Carpet Free, Sump Pump
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	3.03m × 2.03m
Main	Living Room	3.04m × 3.53m
Main	Dining Room	4.41m × 2.66m
Main	Kitchen	4.3m × 2.9m
Second	Primary Bedroom	3.03m × 4.91m
Second	Bedroom 2	2.54m × 4.73m
Second	Bathroom	1.68m × 1.98m
Basement	Office	3.2m × 2.68m
Basement	Utility Room	7.45m × 3.49m

Seller signals

Price movement & seller pressure

↓ $34KPrice reduction

MLS shows the seller reduced the asking price by $34,000 (from $529,000 to $495,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13482546

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$495K

5 Greenlaw Place · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $495,000✓ $3,095 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,968/mo

incl. closing costs (yr 1)

Annual total

$47,614

year 1

Mortgage only

$1,878/mo

principal + interest

Beyond mortgage

$1,100/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$258/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,535/yr

Property taxes20% $9,470/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,950/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,535	$1,878/mo
Government & taxes
Property tax	$3,095	$258/mo
Land transfer tax(closing)	$6,375	$531/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,950	$413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,614	$3,968/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5 Greenlaw Place

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs