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$500K · 4+1 bed Detached · East F, London East | MyPropertyScout

$499,900

713 Adelaide Street

13 DOM

4+1213d

Map

DOM 13

↓ $40K

$499,900

↓ $40K

DOM13days

713 Adelaide Street

London East · Ontario N5Y 2L4

MLS® X13475018 · East F · N5Y 2L4

4+12TenantOccupied700-1100 ft²DetachedNoneSeparate Entrance, Partially Finished13d$555/ft²Lot 34.5 x 177.7 ft< .50 ac$4,744 tax/yrBuilt 1916110 yrs oldSeparate Entrance, Partially Finished

13 days on market

About this home

Prime investment opportunity ideally located between Western University and Fanshawe College, with public transit within walking distance and easy access to shopping, dining, parks, and other amenities. The main floor is thoughtfully configured into two separate 2-bedroom, 1-bathroom living spaces, each featuring its own kitchenette and private entrance, offering excellent flexibility for multi-tenant occupancy possibilities. The basement has a separate entrance and includes an additional bedroo…

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Property details

MLS#: X13475018
Status: Buy Now
Property class: Residential Freehold
Beds: 4+1
Baths: 2 full, 0 half
Rooms: 6 + 2
Kitchens: 2
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Separate Entrance, Partially Finished
Style: Bungalow
Type: Detached
Year built: 1916

PIN: 082780217
Roll / ARN: 393602020008000

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: AC4

Roof: Shingles
Foundation: Unknown
Other structures: Shed
Property features: Fenced Yard, Hospital, Park, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 34.49 × 177.69
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Deck, Porch
Fronting on: West
Cross street: Adelaide St N/Oxford St E
Stories: —
Utilities: —
Laundry: —
Laundry level: Lower Level
Interior: In-Law Capability, Primary Bedroom - Main Floor, Storage
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $539,900 to $499,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13475018

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$500K

713 Adelaide Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $4,744 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,136/mo

incl. closing costs (yr 1)

Annual total

$49,634

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,242/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$395/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $22,758/yr

Property taxes23% $11,217/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$4,744	$395/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,634	$4,136/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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713 Adelaide Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs