Loading neighbourhood intel…

$875K · 2 bed Semi-Detached · 4103 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$874,900

303B James Street

17 DOM

2317d

Map

DOM 17

↓ $24K

$874,900

↓ $24K

DOM17days

303B James Street

Ottawa Centre · Ontario K1R 5M8

MLS® X13462150 · 4103 - Ottawa Centre · K1R 5M8

23OwnerOccupied1500-2000 ft²Semi-Detached 1-car AttachedFull17d$500/ft²Lot 17 x 108.9 ft$7,263 tax/yrBuilt 200323 yrs oldFull

17 days on market

About this home

Welcome to this beautifully updated 2-bedroom semi-detached home in the heart of Centretown, offering the perfect blend of urban convenience, comfortable living, and exceptional outdoor space. Ideally located in one of Ottawa's most walkable neighbourhoods, this home provides easy access to transit, shops, restaurants, cafés, parks, and everyday amenities. The bright and functional kitchen is designed for both everyday living and entertaining, featuring stone countertops, a double sink, abundant…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13462150
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 3 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: 2-Storey
Type: Semi-Detached
Year built: 2003

PIN: 041210423
Roll / ARN: 061406310112800
Plan: 30671

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard

Fireplace features: Natural Gas

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 17 × 108.92
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Vinyl Siding · Patio, Porch
Fronting on: North
Cross street: Percy and Bronson
Stories: —
Utilities: —
Laundry: —
Laundry level: Lower Level
Interior: Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $24KPrice reduction

MLS shows the seller reduced the asking price by $24,100 (from $899,000 to $874,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X13462150

Do you own a home in Ottawa Centre?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$875K

303B James Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $874,900✓ $7,263 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,754/mo

incl. closing costs (yr 1)

Annual total

$81,044

year 1

Mortgage only

$3,319/mo

principal + interest

Beyond mortgage

$1,812/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$174,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$605/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $39,829/yr

Property taxes26% $21,236/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,749/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,829	$3,319/mo
Government & taxes
Property tax	$7,263	$605/mo
Land transfer tax(closing)	$13,973	$1,164/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,749	$729/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,044	$6,754/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

303B James Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs