$635K · 2+1 bed Detached Condo · South C, London South

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About this home

This impressive detached bungalow in the sought-after Rosecliffe community offers an abundance of well-designed living space inside and out. Step into the bright main level spanning over 2,000 sq ft, where a formal dining area overlooks a sunken living room complete with a gas fireplace and large bay window. The eat-in kitchen features a functional peninsula with extra storage, skylights that flood the space with natural light, and direct access to a private courtyard. The spacious primary retre…

Property details

MLS#

X13459790

Status

Buy Now

Beds

2+1

Baths

4 full, 0 half

Size

2000-2249

Style

Bungalow

Type

Detached Condo

Year built

—

Roof: Shingles
Property features: Park, Public Transit, School

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 188
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: COMMISSIONERS RD W / WONDERLAND RD S
Basement: Full
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Central Vacuum
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bathroom	2.55m × 1.35m
Main	Bathroom	1.49m × 2.31m
Main	Bathroom	3.75m × 3.61m
Main	Bedroom	4.25m × 3.62m
Main	Dining Room	4.45m × 3.49m
Main	Kitchen	3.67m × 5.74m
Main	Laundry	1.59m × 1.92m
Main	Living Room	5.65m × 3.35m
Main	Primary Bedroom	4.87m × 5.64m
Basement	Bathroom	1.47m × 2.74m
Basement	Bedroom	4.18m × 4.48m
Basement	Den	3.72m × 4.34m
Basement	Recreation	6.51m × 4.57m
Basement	Other	2.91m × 3.4m
Basement	Other	5.24m × 9.28m
Basement	Utility Room	5.5m × 5.32m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $634,900✓ $5,683 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,596/mo

incl. closing costs (yr 1)

Annual total

$67,150

year 1

Mortgage only

$2,409/mo

principal + interest

Beyond mortgage

$1,965/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$126,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$474/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,903/yr

Property taxes22% $14,856/yr

Utilities6% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,349/yr

Condo fees9% $6,300/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,903	$2,409/mo
Government & taxes
Property tax	$5,683	$474/mo
Land transfer tax(closing)	$9,173	$764/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,349	$529/mo
Condo fees
Condo / HOA fees	$6,300	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,150	$5,596/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Rooms

Sales History

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Annual costs