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$350K · 0 bed Vacant Land · Kirkendall, Hamilton | MyPropertyScout

$350,000

85 Melbourne Street

00Vacant

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$350,000

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85 Melbourne Street

Hamilton · Ontario L8P 2A5

MLS® X13450216 · Kirkendall · L8P 2A5

00VacantVacant LandGarage (None)10dLot 24.3 x 151.6 ft< .50 ac$3,638 tax/yr

10 days on market

About this home

Prime residential building lot in the heart of the highly sought-after Kirkendall neighbourhood. This 24.21 x 151.60 ft SERVICED property offers proposed plans for a legal duplex w/ in-law suite, featuring approximately 2,400 sq ft of above-grade living space. An exceptional opportunity to create your dream home or a profitable investment property in a mature, thriving area with significant development underway. Ideally situated between Dundurn St S and Locke St S, just minutes from shops, resta…

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Property details

MLS#: X13450216
Status: Buy Now
Beds: 0
Baths: 0 full, 0 half
Size: —
Style: Other
Type: Vacant Land
Year built: —

Garage: Garage (None)
Garage spaces: —
Parking: 5 total
Lot: 24.25 × 151.61
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: —
Fronting on: South
Cross street: Melbourne/Dundurn
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Other

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Source: TRREB/PROPTX · MLS® X13450216

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$350K

85 Melbourne Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $350,000✓ $3,638 tax✓ Gas✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,172/mo

incl. closing costs (yr 1)

Annual total

$38,069

year 1

Mortgage only

$1,328/mo

principal + interest

Beyond mortgage

$1,076/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$70,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$303/mo

Utilities

Hydro / electricity$126/mo

≈ $0.07/ft² × ~1,800 ft² · ON avg ~$126/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $15,934/yr

Property taxes19% $7,363/yr

Utilities12% $4,572/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,500/yr

Closing costs13% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,934	$1,328/mo
Government & taxes
Property tax	$3,638	$303/mo
Land transfer tax(closing)	$3,725	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,512	$126/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,500	$292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,069	$3,172/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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85 Melbourne Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs