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$1.27M · 4 bed Detached · Waterdown, Hamilton | MyPropertyScout

$1,275,000

87 Chatsworth Crescent

44OwnerOccupied

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$1,275,000

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87 Chatsworth Crescent

Hamilton · Ontario L8B 0N7

MLS® X13450096 · Waterdown · L8B 0N7

44OwnerOccupied2000-2500 ft²Detached2-car Attached10d$567/ft²Lot 38.9 x 115.5 ft$6,991 tax/yrBuilt 198541 yrs old

5% above market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

If your wish list includes a beautiful backyard, updated interiors, and a neighbourhood where kids still ride their bikes to the park, keep reading. Thoughtfully updated from top to bottom, this exceptional Waterdown home blends stylish interior upgrades with outdoor spaces designed for gathering, relaxing, and making memories. The showpiece backyard features stunning bonsaied Japanese maples and a beautiful attached pavilion with timber crossbeams that extends your living space outdoors and cre…

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MyStreetValue™ Analysis

$951,116 – $1,663,535estimated range

Midpoint: $1,210,981

Property details

MLS#: X13450096
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Gazebo
Property features: Golf, Greenbelt/Conservation, Place Of Worship, Rec./Commun.Centre, School, School Bus Route

Fireplaces: 3
Fireplace features: Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 38.94 × 115.49
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: East
Cross street: Dundas, Hollybush, Chatsworth
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, Separate Hydro Meter, Storage Area Lockers, Water Heater
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Family Room	3.35m × 4.88m
Main	Kitchen	2.74m × 3.35m
Main	Kitchen	2.69m × 3.35m
Main	Dining Room	3.05m × 3.35m
Main	Living Room	3.35m × 4.57m
Main	Bathroom	—
Main	Laundry	—
Second	Primary Bedroom	5.49m × 5.49m
Second	Bathroom	—
Second	Bedroom 2	3.15m × 3.56m
Second	Bedroom 3	3.15m × 3.56m
Second	Bedroom 4	3.05m × 3.05m
Second	Bathroom	—
Basement	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® X13450096

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$1.27M

87 Chatsworth Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,275,000✓ $6,991 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,284/mo

incl. closing costs (yr 1)

Annual total

$111,409

year 1

Mortgage only

$4,837/mo

principal + interest

Beyond mortgage

$2,158/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$255,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$583/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $58,043/yr

Property taxes26% $28,966/yr

Utilities4% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,750/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$58,043	$4,837/mo
Government & taxes
Property tax	$6,991	$583/mo
Land transfer tax(closing)	$21,975	$1,831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,750	$1,063/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$111,409	$9,284/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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87 Chatsworth Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs