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$580K · 2 bed Triplex · South F, London South | MyPropertyScout

$579,900

368 Wharncliffe Road

24Vacant

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$579,900

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368 Wharncliffe Road

London South · Ontario N6J 2M1

MLS® X13449808 · South F · N6J 2M1

24Vacant700-1100 ft²TriplexNone10d$644/ft²Lot 46.1 x 130.8 ft$3,822 tax/yr

10 days on market

About this home

Versatility, opportunity, and convenience come together in this legal fourplex featuring two bachelor units and two one-bedroom units. Whether you're looking to expand your investment portfolio, create a flexible multigenerational living arrangement, or explore the benefits of owner-occupied real estate, this property offers a variety of possibilities under one roof. Being offered with furnishings and décor already in place, the property presents a turnkey opportunity that allows the next owner…

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Property details

MLS#: X13449808
Status: Buy Now
Beds: 2
Baths: 4 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Triplex
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 46.08 × 130.77
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Wharncliffe and Commissioners
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Guest Accommodations, Separate Hydro Meter
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REVEL REALTY INC.

Source: TRREB/PROPTX · MLS® X13449808

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$580K

368 Wharncliffe Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,900✓ $3,822 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,563/mo

incl. closing costs (yr 1)

Annual total

$54,754

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,232/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$319/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $26,400/yr

Property taxes22% $11,895/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,799/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,400	$2,200/mo
Government & taxes
Property tax	$3,822	$319/mo
Land transfer tax(closing)	$8,073	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,799	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,754	$4,563/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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368 Wharncliffe Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs