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$500K · 3 bed Detached · East I, London East | MyPropertyScout

$499,999

1920 Duluth Crescent

32Vacant

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$499,999

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1920 Duluth Crescent

London East · Ontario N5V 1H7

MLS® X13449718 · East I · N5V 1H7

32Vacant700-1100 ft²Detached1-car Detached10d$556/ft²Lot 52 x 125 ft< .50 ac$2,984 tax/yrBuilt 195175 yrs old

10 days on market

About this home

Beautiful move-in ready brick home on a quiet crescent in London's Argyle neighborhood. Featuring 3 generous sized bedrooms on the main, accompanied by a newly renovated 4 piece bathroom. New kitchen (2023) with direct access to the sun-filled sunroom. The gorgeous 3 season sunroom provides for additional living space (new flooring 2026). Good bones! Recent renovations include new windows (2023), light fixtures, a/c (2024), flooring (2023), newly finished huge (36'8" x 25'1") lower level drywall…

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Property details

MLS#: X13449718
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Level, School

Garage: 1-car Detached
Garage spaces: 1
Parking: 6 total
Lot: 52.03 × 125
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Landscaped, Porch
Fronting on: West
Cross street: Clarke Road & Trafalgar Street
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: On Demand Water Heater, Water Heater
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	6.37m × 4.81m
Main	Kitchen	3.16m × 3.79m
Main	Primary Bedroom	3.2m × 3.28m
Main	Bedroom 2	3.2m × 2.77m
Main	Bedroom 3	3.17m × 2.8m
Main	Sunroom	2.27m × 3.41m
Main	Bathroom	3.16m × 1.56m
Basement	Recreation	7.64m × 11.17m
Basement	Other	3.94m × 5.67m
Basement	Laundry	2.08m × 3m
Basement	Bathroom	1.76m × 2.58m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ADVANTAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13449718

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$500K

1920 Duluth Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,999✓ $2,984 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,990/mo

incl. closing costs (yr 1)

Annual total

$47,881

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,095/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$249/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $22,762/yr

Property taxes20% $9,459/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,000/yr

Closing costs11% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$2,984	$249/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,881	$3,990/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1920 Duluth Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs