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$630K · 2 bed Detached · South Q, London South | MyPropertyScout

$629,900

20 Hines Crescent

22OwnerOccupied

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$629,900

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20 Hines Crescent

London South · Ontario N6C 3A3

MLS® X13449700 · South Q · N6C 3A3

22OwnerOccupied700-1100 ft²DetachedNonePool10d$700/ft²Lot 46.6 x 110.5 ft< .50 ac$4,007 tax/yrBuilt 195175 yrs old

4% above market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 20 Hines Crescent, London! Located in the desirable Cleardale neighbourhood in South London, this well-maintained detached bungalow showcases true pride of ownership, having been lovingly cared for by the same owner since it was built in 1972. Offering 2 bedrooms, 1.5 bathrooms, and plenty of potential, this home combines comfort, functionality, and an incredible backyard retreat. The stamped concrete driveway, front porch, backyard patios, and pool surround create exceptional curb ap…

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Property details

MLS#: X13449700
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Shed
Property features: Golf, Hospital, Library, Park, Public Transit, School

Fireplaces: 1
Fireplace features: Natural Gas, Rec Room

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 46.62 × 110.54
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick · Awnings, Deck, Patio
Fronting on: North
Cross street: DUNDALK DRIVE & CRAWFORD STREET
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Storage
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	1.03m × 2.83m
Main	Living Room	4.43m × 3.84m
Main	Kitchen	4.52m × 3.94m
Main	Dining Room	3.3m × 2.72m
Main	Bathroom	1.6m × 3.32m
Main	Primary Bedroom	4.21m × 3.06m
Main	Bedroom 2	3.57m × 3.31m
Basement	Laundry	4.17m × 4.05m
Basement	Recreation	9.06m × 3.84m
Basement	Utility Room	3.36m × 3.84m
Basement	Workshop	3.36m × 3.93m
Basement	Bathroom	1.81m × 2.17m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CENTRE CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13449700

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$630K

20 Hines Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $4,007 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,893/mo

incl. closing costs (yr 1)

Annual total

$58,715

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,289/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$334/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $28,676/yr

Property taxes22% $13,080/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,299/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$4,007	$334/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,715	$4,893/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Hines Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs