$509K · 3 bed Condo Townhouse · Broughton, Hamilton

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About this home

Welcome home to this beautifully updated end-unit townhouse. Offering over 1,200 sq. ft. ofabove-grade living space, in a well-managed complex with low condo fees and a strong reservefund. The refreshed kitchen features updated cupboards, added upper and lower cabinetry, newcountertops, light fixtures, and stainless steel appliances. Upstairs, you'll find threespacious bedrooms, including a bright primary bedroom with direct access to the renovated mainbath, complete with a modern walk-in shower…

Property details

MLS#

X13449610

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Public Transit

Condo corp #: 128
Balcony: None
Locker: None
Fees include: Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Rymal and Upper Gage
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	5.33m × 3.26m
Main	Dining Room	3.54m × 2.48m
Main	Kitchen	3.53m × 2.49m
Main	Powder Room	1.79m × 0.93m
Second	Primary Bedroom	3.59m × 4.98m
Second	Bedroom 2	5.12m × 2.77m
Second	Bedroom 3	3.94m × 2.89m
Second	Bathroom	1.97m × 2.81m
Basement	Family Room	5.23m × 5.73m
Basement	Laundry	3.73m × 3.16m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $509,000✓ $3,582 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,517/mo

incl. closing costs (yr 1)

Annual total

$54,206

year 1

Mortgage only

$1,931/mo

principal + interest

Beyond mortgage

$1,573/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$101,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$298/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $23,172/yr

Property taxes19% $10,237/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,090/yr

Condo fees9% $5,047/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,172	$1,931/mo
Government & taxes
Property tax	$3,582	$298/mo
Land transfer tax(closing)	$6,655	$555/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,090	$424/mo
Condo fees
Condo / HOA fees	$5,047	$421/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,206	$4,517/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Annual costs