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$689K · 4 bed Detached · Delta, Hamilton | MyPropertyScout

$689,000

152 London Street

42OwnerOccupied

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$689,000

DOM10days

152 London Street

Hamilton · Ontario L8K 2G7

MLS® X13449326 · Delta · L8K 2G7

42OwnerOccupied1100-1500 ft²Detached1-car Detached10d$530/ft²Lot 20.9 x 100 ft$3,878 tax/yrBuilt 1916110 yrs old

10 days on market

About this home

Who doesn't love a 2-storey century homes in Hamilton's highly sought-after Delta neighbourhood? From the classic covered front porch to the original hardwood floors and timeless details throughout, this home is a perfect combination of charm and style. Step inside to find bright and spacious living and dining rooms, complete with a stunning coffered ceiling that adds warmth and character to every gathering. The functional eat-in kitchen boasts plenty of space for daily living, meal prep and lea…

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Property details

MLS#: X13449326
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Fenced Yard, Hospital, Library, Place Of Worship, Public Transit, Rec./Commun.Centre

Garage: 1-car Detached
Garage spaces: 1
Parking: 1 total
Lot: 20.93 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Patio, Porch
Fronting on: West
Cross street: London St S & Montclair Ave
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned, Water Meter
Parking features: Other

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.2m × 3.37m
Main	Dining Room	4.19m × 3.68m
Main	Kitchen	3.31m × 3.84m
Second	Bedroom	2.98m × 3.56m
Second	Bedroom 2	3.54m × 2.6m
Second	Bedroom 3	3.38m × 2.61m
Second	Bedroom 4	2.76m × 2.91m
Second	Bathroom	2.2m × 1.5m
Basement	Recreation	5.21m × 4.54m
Basement	Laundry	2.99m × 4.55m
Basement	Bathroom	2.44m × 1.77m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER COMMUNITY PROFESSIONALS

Source: TRREB/PROPTX · MLS® X13449326

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$689K

152 London Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $689,000✓ $3,878 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,270/mo

incl. closing costs (yr 1)

Annual total

$63,241

year 1

Mortgage only

$2,614/mo

principal + interest

Beyond mortgage

$1,343/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$323/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $31,366/yr

Property taxes22% $14,133/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,890/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,366	$2,614/mo
Government & taxes
Property tax	$3,878	$323/mo
Land transfer tax(closing)	$10,255	$855/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,890	$574/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,241	$5,270/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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152 London Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs