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$900K · 4+1 bed Detached · South U, London South | MyPropertyScout

$899,999

2229 Cardinal Court

4+14OwnerOccupied

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$899,999

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2229 Cardinal Court

London South · Ontario N6M 0C2

MLS® X13449292 · South U · N6M 0C2

4+14OwnerOccupied2500-3000 ft²Detached2-car Attached10d$327/ft²Lot 48.7 x 164 ft< .50 ac$6,471 tax/yrBuilt 200323 yrs old

25% above market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 2229 Cardinal Court, tucked away on a quiet cul-de-sac and offering one of the largest floor plans on the street. With 2,873 sq. ft. above grade plus 1,173 sq. ft. of finished lower-level living space, this impressive 5-bed 4-bath home combines generous living areas with exceptional indoor-outdoor entertaining. A grand foyer with decorative glass entry welcomes you into a bright, well-appointed main floor featuring hardwood flooring, abundant natural light, formal living & dining room…

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Property details

MLS#: X13449292
Status: Buy Now
Beds: 4+1
Baths: 4 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed
Property features: Cul de Sac/Dead End, Hospital, Park, School

Fireplaces: 1
Fireplace features: Natural Gas, Family Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 48.65 × 164
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Privacy, Deck, Awnings, Porch, Lighting, Lawn Sprinkler System, Built-In-BBQ
Fronting on: East
Cross street: Dormer Drive and Meadowgate Blvd
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Bar Fridge, Central Vacuum, In-Law Capability, Storage, Sump Pump, Water Heater, Auto Garage Door Remote
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Dining Room	3.37m × 3.68m
Main	Living Room	3.39m × 3.66m
Main	Kitchen	4.4m × 4.38m
Main	Family Room	3.78m × 4.94m
Main	Breakfast	2.89m × 4.53m
Main	Laundry	3.6m × 2.78m
Upper	Primary Bedroom	5.85m × 5.71m
Upper	Bathroom	2.72m × 3.61m
Upper	Bedroom 2	5.05m × 3.8m
Upper	Bedroom 3	4.49m × 3.03m
Upper	Bedroom 4	4.49m × 3.03m
Upper	Bathroom	3.4m × 2.69m
Basement	Bathroom	3.39m × 2.49m
Basement	Recreation	6.25m × 4.68m
Basement	Kitchen	4.01m × 4.37m
Basement	Bedroom 5	3.82m × 4.14m
In Between	Bathroom	1.43m × 2.01m
Main	Foyer	3.42m × 3.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13449292

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$900K

2229 Cardinal Court · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,999✓ $6,471 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,916/mo

incl. closing costs (yr 1)

Annual total

$82,988

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,837/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$180,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$539/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,972/yr

Property taxes25% $20,946/yr

Utilities6% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,000/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,972	$3,414/mo
Government & taxes
Property tax	$6,471	$539/mo
Land transfer tax(closing)	$14,475	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,000	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,988	$6,916/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2229 Cardinal Court

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs