Loading neighbourhood intel…

$900K · 4 bed Detached · South V, London South | MyPropertyScout

$899,900

3574 Settlement Trail

43OwnerOccupied

Map

⚡ Insider Deal

New This Week

$899,900

C●●●○○DOM10days

3574 Settlement Trail

London South · Ontario N6P 0B1

MLS® X13449280 · South V · N6P 0B1

43OwnerOccupied2000-2500 ft²Detached2-car Attached10d$400/ft²Lot 58.4 x 120.1 ft< .50 ac$7,343 tax/yrBuilt 200323 yrs old

0% above market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully cared-for 2009-built home offering 2,300 sq. ft. of stylish family living in the sought-after, family-friendly neighbourhood of Talbot Village, close to Hwy 401 and many convenient amenities. Ideally located just a 2-minute walk to La Pommeraie French Immersion elementary school and a 15-minute walk to White Pine elementary school, this home is perfectly suited for a growing family. The main floor features a welcoming living room with 12-foot cathedral ceilings, a spa…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13449280
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route

Fireplaces: 1
Fireplace features: Family Room, Fireplace Insert, Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 58.4 × 120.08
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Deck, Landscaped, Porch
Fronting on: East
Cross street: Pioneer Pkwy
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Central Vacuum, Floor Drain, Rough-In Bath, Storage, Sump Pump, Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	4.17m × 2.79m
Main	Breakfast	4.17m × 3.53m
Main	Family Room	4.17m × 4.65m
Main	Living Room	3.48m × 4.01m
Main	Dining Room	3.48m × 3.2m
Main	Office	2.72m × 2.95m
Second	Primary Bedroom	3.63m × 4.52m
Second	Bedroom	3.05m × 3.51m
Second	Bedroom	2.82m × 3.23m
Second	Bedroom	3.07m × 3.1m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13449280

Do you own a home in London South?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$900K

3574 Settlement Trail · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,900✓ $7,343 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,953/mo

incl. closing costs (yr 1)

Annual total

$83,432

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,874/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$612/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,967/yr

Property taxes26% $21,816/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,999/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,967	$3,414/mo
Government & taxes
Property tax	$7,343	$612/mo
Land transfer tax(closing)	$14,473	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,999	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,432	$6,953/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

3574 Settlement Trail

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs