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$539K · 2+1 bed Common Element Condo · Listowel, North Perth | MyPropertyScout

$539,000

Unit 19

14 DOM

2+1314d

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$539,000

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Unit 19

575 Albert Avenue · North Perth · Ontario N4W 0G9

MLS® X13449176 · Listowel · N4W 0G9

2+13OwnerOccupied1200-1399 ft²Common Element Condo1-car Attached14d$415/ft²Lot 3,455$3,065 tax/yrBuilt 20188 yrs old

13% below market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Perfect for first-time buyers, downsizers, or investors! This well-maintained 2+1 bedroom, 3 bathroom semi-detached bungalow is located in a sought-after common element condominium community with exceptionally low maintenance fees. Enjoy the benefits of homeownership-you own both the home and the lot-while the condominium corporation takes care of street maintenance. The open-concept main floor features a bright and spacious living area, an upgraded kitchen, and convenient main-floor laundry. St…

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Property details

MLS#: X13449176
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Common Element Condo
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Greenbelt/Conservation, Hospital, Park, School, School Bus Route

Condo corp #: 53
Balcony: None
Locker: None
Association amenities: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Main St W
Basement: Finished
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, ERV/HRV, Floor Drain, In-Law Suite, On Demand Water Heater, Sump Pump, Water Softener
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Bathroom	1.88m × 2.01m
Main	Bathroom	1.7m × 3.62m
Main	Bedroom 2	3.56m × 3.82m
Main	Primary Bedroom	3.82m × 3.91m
Main	Dining Room	2.9m × 4.06m
Main	Kitchen	2.84m × 4.06m
Main	Living Room	3.81m × 5.61m
Main	Laundry	1.94m × 2.14m
Basement	Bathroom	1.62m × 4.05m
Basement	Bedroom	3.73m × 4.58m
Basement	Family Room	8.53m × 9.41m
Basement	Utility Room	4.86m × 6.34m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER PETER BENNINGER REALTY

Source: TRREB/PROPTX · MLS® X13449176

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$539K

Unit 19 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,000✓ $3,065 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,347/mo

incl. closing costs (yr 1)

Annual total

$52,168

year 1

Mortgage only

$2,045/mo

principal + interest

Beyond mortgage

$1,240/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$255/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$9/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $24,538/yr

Property taxes20% $10,320/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,390/yr

Condo fees2% $1,260/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,538	$2,045/mo
Government & taxes
Property tax	$3,065	$255/mo
Land transfer tax(closing)	$7,255	$605/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,390	$449/mo
Condo fees
Condo / HOA fees	$1,260	$105/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,168	$4,347/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 19

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs