$465K · 2 bed Condo Apartment · North G, London North

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About this home

END UNIT! Welcome to Unit #309 at 693 Windermere Rd, London, Ontario, ideally situated in a sought-after North London neighbourhood close to shopping, restaurants, parks, schools, public transit, and Western University. This spacious and well-maintained home offers 9 rooms, including 2 generously sized bedrooms and 2 full bathrooms, providing plenty of space for comfortable living, entertaining, or working from home. The end unit allows you to enjoy the added benefit of two private balconies, pe…

Property details

MLS#

X13449102

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1600-1799

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Condo corp #: 65
Balcony: Enclosed
Locker: Common
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Between Richmond and Adelaide
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Guest Accommodations
Parking features: —

Rooms

Level	Room	Dimensions
—	Foyer	3.32m × 2.14m
—	Laundry	3.61m × 2.3m
—	Living Room	6.26m × 4.39m
—	Family Room	3.71m × 3.34m
—	Dining Room	4.97m × 3.35m
—	Breakfast	3.16m × 2.4m
—	Kitchen	2.91m × 2.3m
—	Primary Bedroom	3.61m × 5.79m
—	Bathroom	1.71m × 3.2m
—	Bathroom	1.8m × 1.52m
—	Bedroom 2	5.61m × 3.39m
—	Bathroom	2.41m × 1.71m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $464,900✓ $3,454 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,532/mo

incl. closing costs (yr 1)

Annual total

$54,389

year 1

Mortgage only

$1,764/mo

principal + interest

Beyond mortgage

$1,829/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$288/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $21,164/yr

Property taxes17% $9,227/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,649/yr

Condo fees16% $8,689/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,164	$1,764/mo
Government & taxes
Property tax	$3,454	$288/mo
Land transfer tax(closing)	$5,773	$481/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,649	$387/mo
Condo fees
Condo / HOA fees	$8,689	$724/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,389	$4,532/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 309

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs