$575K · 3 bed Condo Townhouse · Kitchener

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About this home

Step into effortless living at 12-54 Bridge Street, a beautifully maintained main-floor condo offering 3 bedrooms, 2 full bathrooms, and 2 dedicated parking spaces. Combining modern finishes with a functional layout, this move-in-ready home delivers the perfect balance of comfort, style, and convenience. Ideally located on the Kitchener-Waterloo border, you'll enjoy easy access to schools, shopping, universities, parks, trails, the Grand River, and Highway 8, making it an excellent choice for co…

Property details

MLS#

X13448538

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1600-1799

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Property features: Public Transit, Rec./Commun.Centre, School, Hospital, Park, Place Of Worship

View: City, Hills

Condo corp #: 716
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Metal/Steel Siding, Concrete · Landscaped
Fronting on: —
Cross street: Woolwich St/Bridge St W
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Separate Heating Controls, Water Heater
Parking features: Surface

Level	Room	Dimensions
Main	Bathroom	2.8m × 1.8m
Main	Bedroom	3m × 2.5m
Main	Bedroom 2	3m × 2.9m
Main	Dining Room	3m × 1.8m
Main	Kitchen	3m × 5.5m
Main	Living Room	5.5m × 3.7m
Third	Bathroom	1.6m × 4.2m
Third	Family Room	5.7m × 4.3m
Third	Primary Bedroom	4.6m × 4.2m

Level

Room

Dimensions

Main

Bathroom

2.8m × 1.8m

Main

Bedroom

3m × 2.5m

Main

Bedroom 2

3m × 2.9m

Main

Dining Room

3m × 1.8m

Main

Kitchen

3m × 5.5m

Main

Living Room

5.5m × 3.7m

Third

Bathroom

1.6m × 4.2m

Third

Family Room

5.7m × 4.3m

Third

Primary Bedroom

4.6m × 4.2m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $575,000✓ $4,288 tax✓ Other✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,283/mo

incl. closing costs (yr 1)

Annual total

$63,395

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,979/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$357/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $26,176/yr

Property taxes19% $12,263/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,750/yr

Condo fees13% $8,545/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,176	$2,181/mo
Government & taxes
Property tax	$4,288	$357/mo
Land transfer tax(closing)	$7,975	$665/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,750	$479/mo
Condo fees
Condo / HOA fees	$8,545	$712/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,395	$5,283/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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