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$695K · 3+1 bed Detached · Eleanor, Hamilton | MyPropertyScout

$695,000

789 RYMAL Road

3+12OwnerOccupied

Map

$695,000

A●●●○○DOM11days

789 RYMAL Road

Hamilton · Ontario L8W 1B6

MLS® X13447010 · Eleanor · L8W 1B6

3+12OwnerOccupied1100-1500 ft²Detached1-car Attached11d$535/ft²Lot 60 x 130 ft< .50 ac$5,341 tax/yrBuilt 195175 yrs old

16% below market · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Exceptional opportunity on the Hamilton Mountain! This lovingly maintained detached raised ranch delivers a functional 3+1 bedroom, 2-bathroom configuration perfect for multi-generational living or a two-family setup. The spacious upper level includes 3 bedrooms, a 4pc bath, a large living room/dining room, and an eat-in kitchen. The fully finished, lower level expands your square footage significantly with a large rec room, 1 bedroom, a 3pc bath, and a dedicated laundry. Situated on a massive 6…

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Property details

MLS#: X13447010
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Gazebo, Shed
Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Fireplace features: Wood Stove

Garage: 1-car Attached
Garage spaces: 1
Parking: 8 total
Lot: 60.04 × 130
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Landscaped, Patio
Fronting on: North
Cross street: UPPER GAGE AVE TO RYMAL RD E
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, In-Law Capability, Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	5.38m × 1.85m
Main	Living Room	3.38m × 6.96m
Main	Kitchen	4.67m × 3.15m
Main	Dining Room	3.28m × 2.92m
Main	Bathroom	2.24m × 2.39m
Main	Bedroom	3.35m × 2.29m
Main	Bedroom	3.99m × 3.12m
Main	Bedroom	2.97m × 3.38m
Basement	Recreation	3.15m × 9.14m
Basement	Bedroom	4.8m × 3.1m
Basement	Laundry	2.69m × 3.12m
Basement	Utility Room	2.69m × 3.58m
Basement	Den	3.25m × 2.36m
Basement	Bathroom	2.36m × 3.12m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS COMPLETE REALTY

Source: TRREB/PROPTX · MLS® X13447010

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$695K

789 RYMAL Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $695,000✓ $5,341 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,430/mo

incl. closing costs (yr 1)

Annual total

$65,157

year 1

Mortgage only

$2,637/mo

principal + interest

Beyond mortgage

$1,470/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$445/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,639/yr

Property taxes24% $15,716/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,950/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,639	$2,637/mo
Government & taxes
Property tax	$5,341	$445/mo
Land transfer tax(closing)	$10,375	$865/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,950	$579/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,157	$5,430/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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789 RYMAL Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs