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$800K · 3 bed Detached · North C, London North | MyPropertyScout

$799,900

27 Portal Crescent

33OwnerOccupied

Map

$799,900

F●●●○○DOM11days

27 Portal Crescent

London North · Ontario N5X 2E5

MLS® X13446976 · North C · N5X 2E5

33OwnerOccupied2000-2500 ft²Detached2-car Attached11d$356/ft²Lot 31.9 x 133.5 ft< .50 ac$5,113 tax/yrBuilt 195175 yrs old

17% above market · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tucked away on a quiet crescent in one of North London's most established neighbourhoods, this lovingly maintained family home is being offered for sale for the first time in over 30 years. Yet on a beautifully treed lot that feels more like a private park than a city backyard, this property offers the kind of space, privacy, and mature landscaping that simply can't be recreated. Inside, you'll find over 2,200 square feet above grade, hardwood flooring throughout much of the home, and a layout d…

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Property details

MLS#: X13446976
Status: Conditionally Sold
Beds: 3
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Metal
Foundation: Poured Concrete
Other structures: Fence - Full, Gazebo
Property features: Fenced Yard, School Bus Route, Sloping, Wooded/Treed

Fireplaces: 1
Fireplace features: Family Room

View: City, Forest, Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 31.86 × 133.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Deck, Patio, Porch, Year Round Living
Fronting on: South
Cross street: Fanshawe and Trossacks
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.42m × 5.18m
Main	Family Room	3.98m × 5.86m
Main	Dining Room	3.07m × 3.25m
Main	Living Room	3.42m × 5.18m
Second	Primary Bedroom	3.65m × 5.1m
Second	Bedroom	3.2m × 3.58m
Second	Bedroom	3.17m × 3.2m
Basement	Recreation	3.35m × 7.01m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PC275 REALTY INC.

Source: TRREB/PROPTX · MLS® X13446976

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$800K

27 Portal Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $5,113 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,137/mo

incl. closing costs (yr 1)

Annual total

$73,650

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,605/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$426/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $36,415/yr

Property taxes24% $17,586/yr

Utilities7% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$5,113	$426/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,650	$6,137/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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27 Portal Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs