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$650K · 3 bed Detached · Rosedale, Hamilton | MyPropertyScout

$649,900

20 Nelligan Place

32OwnerOccupied

Map

$649,900

B●●●○○DOM11days

20 Nelligan Place

Hamilton · Ontario L8K 4X7

MLS® X13446590 · Rosedale · L8K 4X7

32OwnerOccupied700-1100 ft²DetachedNone11d$722/ft²Lot 41.2 x 107.8 ft$5,079 tax/yrBuilt 195175 yrs old

3% below market · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this well-located bungalow in the highly sought-after Rosedale neighbourhood of Hamilton. Offering excellent in-law potential, the finished basement features asecond kitchen and bathroom, all made easily accessible by a separate entrance. The home provides plenty of storage throughout and a spacious backyard complete with adeck and great privacy-ideal for relaxing or entertaining. Enjoy an unbeatable location close to King's Forest Golf Club, the Red Hill Valley trails, parkway and ma…

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Property details

MLS#: X13446590
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Shed
Property features: Park, Other

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 41.17 × 107.79
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck
Fronting on: South
Cross street: Cochrane Rd/Montrose Ave
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	3.48m × 1.83m
Main	Living Room	3.48m × 5.72m
Main	Kitchen	2.95m × 4.34m
Main	Bedroom	2.49m × 3.07m
Main	Bedroom	3.15m × 3.07m
Main	Primary Bedroom	3.48m × 3.28m
Main	Bathroom	2.03m × 2.03m
Lower	Utility Room	4.32m × 4.27m
Lower	Other	1.27m × 2.03m
Lower	Bathroom	2.36m × 1.37m
Lower	Kitchen	2.39m × 1.83m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MICHAEL ST.JEAN REALTY INC.

Source: TRREB/PROPTX · MLS® X13446590

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$650K

20 Nelligan Place · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $5,079 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,108/mo

incl. closing costs (yr 1)

Annual total

$61,297

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,395/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$423/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,586/yr

Property taxes24% $14,552/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$5,079	$423/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,297	$5,108/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Nelligan Place

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs