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$699K · 2+1 bed Detached · Burkholme, Hamilton | MyPropertyScout

$699,000

622 Upper Sherman Avenue

2+12Vacant

Map

⚡ Insider Deal

Fixer Upper

$699,000

DOM11days

622 Upper Sherman Avenue

Hamilton · Ontario L8V 3M2

MLS® X13446178 · Burkholme · L8V 3M2

2+12Vacant700-1100 ft²DetachedNone11d$777/ft²Lot 50.1 x 113.2 ft$3,833 tax/yrBuilt 195175 yrs old

11 days on market

About this home

Solid Brick Bungalow conveniently located on Hamilton Central Mountain on bus route and quick access to schools, shopping and Juravinski (Henderson) Hospital. Main floor features bright updated open concept kitchen/dinette with sliding doors leading to interlocking brick patio. Updated 4 piece bath. Lower level complete with finished full kitchen, bedroom, spacious family room and 3 piece bathroom and laundry room. Ideal for guest accommodations or extended family. This home sits on a nicely lan…

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Property details

MLS#: X13446178
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Property features: Hospital, Park, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50.11 × 113.18
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Brick Veneer · Patio, Porch
Fronting on: West
Cross street: Mackenzie Rd
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Guest Accommodations, In-Law Capability
Parking features: Private, Circular Drive

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.32m × 3.99m
Main	Living Room	4.42m × 4.01m
Main	Kitchen	2.34m × 3.56m
Main	Dining Room	3.56m × 2.74m
Main	Bathroom	—
Main	Bedroom	2.82m × 3.43m
Main	Bedroom	2.9m × 3.33m
Basement	Kitchen	2.67m × 4.29m
Basement	Family Room	3.43m × 5.26m
Basement	Bedroom	2.72m × 4.62m
Basement	Laundry	2.29m × 3.51m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REALTY NETWORK

Source: TRREB/PROPTX · MLS® X13446178

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$699K

622 Upper Sherman Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $3,833 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,313/mo

incl. closing costs (yr 1)

Annual total

$63,759

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,332/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$319/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $31,821/yr

Property taxes22% $14,288/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$3,833	$319/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,759	$5,313/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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622 Upper Sherman Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs