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$649K · 3 bed Detached · St. Thomas, St. Thomas | MyPropertyScout

$649,000

17 Bridle Path

34OwnerOccupied

Map

$649,000

F●●●○○DOM11days

17 Bridle Path

St. Thomas · Ontario N5R 0B4

MLS® X13445152 · St. Thomas · N5R 0B4

34OwnerOccupied1100-1500 ft²Detached2-car Attached11d$499/ft²Lot 40 x 132 ft< .50 ac$4,443 tax/yrBuilt 201511 yrs old

10% above market · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this double car garage 2 Storey Doug Tarry home located in a very desirable Southeast area in St Thomas. Walking distance to Mitchell Hepburn Public School, St Joseph Catholic High School, St Thomas Christian Community School, walking trail and park. Perfect for a growing family. The main floor has a 2-piece powder room with an open concept living room and kitchen with a walk-in pantry. Off of the dining area you'll find a patio door leading to a deep fully fenced backyard, complete w…

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Property details

MLS#: X13445152
Status: Buy Now
Beds: 3
Baths: 4 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Playground, Shed
Property features: Cul de Sac/Dead End, Fenced Yard, Hospital, Park, Place Of Worship, Public Transit

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 40 × 132
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Board & Batten, Brick · Lighting, Porch
Fronting on: North
Cross street: PEACH TREE BLVD.
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, ERV/HRV, Floor Drain, On Demand Water Heater, Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	2.4m × 2.54m
Main	Kitchen	3.01m × 3.62m
Main	Dining Room	2.95m × 2.92m
Main	Living Room	3.45m × 4.67m
Second	Primary Bedroom	4.35m × 3.44m
Second	Bedroom	3.41m × 3.49m
Second	Bedroom	3.21m × 3.84m
Basement	Recreation	6.22m × 5.63m
Basement	Laundry	3.6m × 3.42m
Basement	Utility Room	2.72m × 3.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TRILAND REALTY

Source: TRREB/PROPTX · MLS® X13445152

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$649K

17 Bridle Path · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,000✓ $4,443 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,065/mo

incl. closing costs (yr 1)

Annual total

$60,785

year 1

Mortgage only

$2,462/mo

principal + interest

Beyond mortgage

$1,357/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$370/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,545/yr

Property taxes23% $13,898/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,490/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,545	$2,462/mo
Government & taxes
Property tax	$4,443	$370/mo
Land transfer tax(closing)	$9,455	$788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,490	$541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,785	$5,065/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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17 Bridle Path

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs