$339K · 3 bed Detached · East M, London East

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About this home

1033 Trafalgar is a charming two-storey yellow-brick century home that perfectly blends historical character with solid structural integrity. Featuring 3 bedrooms and 1 bathroom, it's a strong foundation for first-time homebuyers, savvy investors, or anyone looking to bring a personalized vision to life. Inside, the home is brimming with potential and waiting for your design inspiration. Step outside and find an expansive, fully fenced backyard complete with a newer deck, an ideal retreat for…

Property details

MLS#

X13445114

Status

Conditionally Sold

Beds

Baths

1 full, 0 half

Size

1100-1500

Style

1 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Fence - Full, Garden Shed
Property features: Fenced Yard, Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Fireplace Insert, Natural Gas

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 30.08 × 116.41
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Privacy, Porch
Fronting on: South
Cross street: EGERTON STREET
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Front Yard Parking, Lane, Private

Level	Room	Dimensions
Ground	Kitchen	3.3m × 4.63m
Ground	Dining Room	3.41m × 3.91m
Ground	Living Room	3.24m × 3.65m
Second	Primary Bedroom	3.21m × 4.05m
Second	Bedroom 2	2.76m × 3.58m
Second	Bedroom 3	2.13m × 3.34m
Basement	Laundry	3.03m × 3.65m

Level

Room

Dimensions

Ground

Kitchen

3.3m × 4.63m

Ground

Dining Room

3.41m × 3.91m

Ground

Living Room

3.24m × 3.65m

Second

Primary Bedroom

3.21m × 4.05m

Second

Bedroom 2

2.76m × 3.58m

Second

Bedroom 3

2.13m × 3.34m

Basement

Laundry

3.03m × 3.65m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,000✓ $2,747 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,998/mo

incl. closing costs (yr 1)

Annual total

$35,982

year 1

Mortgage only

$1,286/mo

principal + interest

Beyond mortgage

$957/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,560

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $15,433/yr

Property taxes18% $6,307/yr

Utilities12% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,390/yr

Closing costs14% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,433	$1,286/mo
Government & taxes
Property tax	$2,747	$229/mo
Land transfer tax(closing)	$3,560	$297/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,390	$283/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,982	$2,998/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1033 Trafalgar Street

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