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$800K · 2+2 bed Detached · North H, London North | MyPropertyScout

$799,900

21 Mcgill Place

2+23OwnerOccupied

Map

$799,900

F●●●○○DOM11days

21 Mcgill Place

London North · Ontario N5X 1W1

MLS® X13444424 · North H · N5X 1W1

2+23OwnerOccupied1100-1500 ft²DetachedNone11d$615/ft²Lot 53.4 x 102.8 ft$4,644 tax/yr

15% above market · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tucked away on a quiet court in desirable Northridge, this beautifully reimagined bungalow delivers the perfect blend of modern design, functional living, and an unbeatable location. With more than 1,300 sq. ft. of refined main floor living space and approximately 1,000 additional sq. ft. in the finished lower level, this impressive 4-bedroom, 3-bathroom home offers exceptional flexibility for families of all sizes. From the moment you step inside, the quality of the renovation is immediately ap…

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Property details

MLS#: X13444424
Status: Buy Now
Beds: 2+2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 53.43 × 102.77
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Glenora Dr
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THRIVE REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13444424

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$800K

21 Mcgill Place · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $4,644 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,032/mo

incl. closing costs (yr 1)

Annual total

$72,383

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,500/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,415/yr

Property taxes24% $17,117/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$4,644	$387/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,383	$6,032/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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21 Mcgill Place

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs