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$380K · 3 bed Condo Townhouse · South Y, London South | MyPropertyScout

$380,000

Unit 8

33OwnerOccupied

Map

$380,000

C●●○○○DOM11days

Unit 8

590 Millbank Drive · London South · Ontario N6E 2H2

MLS® X13443860 · South Y · N6E 2H2

33OwnerOccupied1000-1199 ft²Condo Townhouse1-car Carport11d$346/ft²$1,961 tax/yrBuilt 198541 yrs old

2% above market · regional est. · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Located in the heart of Pond Mills, this updated 3-bedroom, 2.5-bath townhome offers ample living space spread across three levels. Combining modern finishes with practical design, this home is perfect for those seeking comfort, space, and convenience. The main floor features an inviting open-concept dining. A completely renovated kitchen shines with sleek countertops, high-quality cabinetry, and stainless steel appliances. Upstairs, you'll find a generously sized primary bedroom with walk-in cl…

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Property details

MLS#: X13443860
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Park, Public Transit

Condo corp #: 37
Balcony: None
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Carport
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio
Fronting on: —
Cross street: Southdale Rd. E.
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Storage
Parking features: Other

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Dining Room	3.14m × 3.14m
Main	Foyer	2.44m × 1.7m
Main	Kitchen	2.44m × 3.8m
Main	Living Room	6.1m × 3.4m
Basement	Family Room	5.7m × 3.35m
Second	Primary Bedroom	3.13m × 4.54m
Second	Bedroom	2.66m × 3.35m
Second	Bedroom	3.05m × 3.98m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BLUE FOREST REALTY INC.

Source: TRREB/PROPTX · MLS® X13443860

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$380K

Unit 8 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $380,000✓ $1,961 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,637/mo

incl. closing costs (yr 1)

Annual total

$43,643

year 1

Mortgage only

$1,442/mo

principal + interest

Beyond mortgage

$1,389/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$76,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$163/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,299/yr

Property taxes14% $6,136/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,800/yr

Condo fees13% $5,748/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,299	$1,442/mo
Government & taxes
Property tax	$1,961	$163/mo
Land transfer tax(closing)	$4,175	$348/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,800	$317/mo
Condo fees
Condo / HOA fees	$5,748	$479/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,643	$3,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs