$850K · 3 bed Detached · South N, London South

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About this home

Meticulously maintained, this original-owner home promises long-term structural reliability and instant lifestyle appeal. The 3-bedroom, 3.5-bath residence sits on a desirable cul-de-sac in a family-oriented neighbourhood mere steps from popular amenities. Enjoy major upgrades such as a high-efficiency furnace (2026), new central air conditioning-both still under the manufacturer's warranty-and a durable steel roof. An efficient layout maximizes living space, while turnkey readiness suits new or…

Property details

MLS#

X13443838

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Metal
Foundation: Poured Concrete
Other structures: Fence - Full, Garden Shed, Gazebo
Property features: Fenced Yard, Park, Place Of Worship, Public Transit, School

Fireplaces: 2
Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 61 × 153
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Landscaped, Patio, Porch
Fronting on: West
Cross street: Wonderland Rd S and Viscount Rd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Storage, Sump Pump
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	3.69m × 2.79m
Main	Living Room	5.49m × 3.28m
Main	Breakfast	2.47m × 3.45m
Main	Kitchen	3.6m × 2.85m
Main	Dining Room	3.65m × 3.21m
Main	Living Room	5.4m × 3.22m
Upper	Bedroom	3.6m × 3.15m
Upper	Bedroom 2	3.59m × 3.88m
Upper	Primary Bedroom	3.33m × 5.79m
Lower	Office	3.11m × 3.08m
Lower	Utility Room	7.99m × 3.28m
Lower	Recreation	6.02m × 6.66m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $5,918 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,519/mo

incl. closing costs (yr 1)

Annual total

$78,231

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$1,714/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$493/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $38,691/yr

Property taxes25% $19,391/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,499/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Property tax	$5,918	$493/mo
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$78,231	$6,519/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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46 Garden Walk

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Rooms

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Annual costs