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$419K · 1+1 bed Detached · Landsdale, Hamilton | MyPropertyScout

$419,000

106 Emerald Street

1+12OwnerOccupied

Map

$419,000

A●●●○○DOM11days

106 Emerald Street

Hamilton · Ontario L8L 5K4

MLS® X13443740 · Landsdale · L8L 5K4

1+12OwnerOccupied< 700 ft²DetachedNone11d$599/ft²Lot 20 x 132 ft$2,096 tax/yr

17% below market · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

DOWNTOWN GEM WITH ENDLESS POTENTIAL! Charming 1-bed + Den, 2-bath bungalow in Hamilton's trendy Lansdale area. Sitting on an extra-deep 20' x 132' lot, this home is a perfect for first-time buyers, downsizers, or savvy investors. Fully fenced backyard, Double driveway for convenient off-street parking. Walk Score 94, Steps to HSR bus routes & minutes to Hamilton GO Station for easy GTA access. Direct transit to McMaster University and 5 min drive to Mohawk College; walking distance to Hamilton G…

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Property details

MLS#: X13443740
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: < 700
Style: Bungalow
Type: Detached
Year built: —

Roof: Metal
Foundation: Other

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 20 × 132
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Wilson St/Emerald St N
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.61m × 5.9m
Ground	Kitchen	2.5m × 3.82m
Ground	Bedroom	3.28m × 3.82m
Ground	Den	1.5m × 2.81m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 NEW CONCEPT

Source: TRREB/PROPTX · MLS® X13443740

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$419K

106 Emerald Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,000✓ $2,096 tax✓ Gas✓ < 700 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,406/mo

incl. closing costs (yr 1)

Annual total

$40,876

year 1

Mortgage only

$1,590/mo

principal + interest

Beyond mortgage

$954/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$175/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $19,075/yr

Property taxes17% $6,951/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,190/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,075	$1,590/mo
Government & taxes
Property tax	$2,096	$175/mo
Land transfer tax(closing)	$4,855	$405/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,190	$349/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,876	$3,406/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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106 Emerald Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs