Loading neighbourhood intel…

$765K · 3+1 bed Detached · Westcliffe, Hamilton | MyPropertyScout

$764,900

830 Garth Street

3+12OwnerOccupied

Map

$764,900

A●●○○○DOM12days

830 Garth Street

Hamilton · Ontario L9C 4K5

MLS® X13442714 · Westcliffe · L9C 4K5

3+12OwnerOccupied1100-1500 ft²Detached1-car Detached12d$588/ft²Lot 49 x 120 ft$5,792 tax/yr

7% below market · regional est. · 12 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this charming detached bungalow with fully separate in-law suite offering the perfect blend of comfort, versatility and outdoor living. The bright main floor features hardwood flooring throughout, three spacious bedrooms, a full bathroom, a large living room, separate dining area, in-suite laundry and bright functional kitchen with peninsula island, ample storage and lots of windows. The current access to the finished basement is from the separate side entrance leading to the fully eq…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13442714
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed, Gazebo
Property features: Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Fireplaces: 1

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 49 × 120
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Patio, Porch
Fronting on: West
Cross street: Bendamere Ave
Basement: Finished, Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.45m × 5.89m
Main	Dining Room	3.38m × 3.05m
Main	Kitchen	3.35m × 4.72m
Main	Primary Bedroom	3.3m × 4.37m
Main	Bedroom 2	3.33m × 3.45m
Main	Bedroom 3	2.57m × 3.05m
Main	Bathroom	2.13m × 2.06m
Main	Laundry	—
Basement	Living Room	4.11m × 6.3m
Basement	Kitchen	2.34m × 4.29m
Basement	Bedroom	3.48m × 3.56m
Basement	Bathroom	2.34m × 2.03m
Basement	Laundry	—
Basement	Utility Room	2.44m × 1.85m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PUREREALTY

Source: TRREB/PROPTX · MLS® X13442714

Do you own a home in Hamilton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$765K

830 Garth Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $764,900✓ $5,792 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,907/mo

incl. closing costs (yr 1)

Annual total

$70,888

year 1

Mortgage only

$2,902/mo

principal + interest

Beyond mortgage

$1,566/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$152,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$483/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,822/yr

Property taxes25% $17,565/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,649/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,822	$2,902/mo
Government & taxes
Property tax	$5,792	$483/mo
Land transfer tax(closing)	$11,773	$981/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,649	$637/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,888	$5,907/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

830 Garth Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs