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$400K · 4 bed Detached · Industrial Sector, Hamilton | MyPropertyScout

$399,900

59 Francis Street

41Vacant

Map

⚡ Insider Deal

Fixer Upper

$399,900

DOM13days

59 Francis Street

Hamilton · Ontario L8L 3V2

MLS® X13442316 · Industrial Sector · L8L 3V2

41Vacant1500-2000 ft²DetachedNone13d$229/ft²Lot 25 x 100 ft$2,485 tax/yr

13 days on market

About this home

Opportunity awaits at 59 Francis Street! This detached 4-bedroom, 1-bathroom home offers incredible potential for renovators, investors, and buyers looking to create a space uniquely their own. Featuring a functional layout, generous room sizes, and plenty of original character, this property is ready for a fresh vision and transformation. The spacious backyard provides ample outdoor space for entertaining, gardening, or future enhancements, while the detached design offers privacy and flexibili…

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Property details

MLS#: X13442316
Status: Buy Now
Beds: 4
Baths: 1 full, 0 half
Size: 1500-2000
Style: 2 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 25 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: North
Cross street: Wentworth St N. & Burlington St E
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Lane

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	3.99m × 2.01m
Main	Living Room	3.43m × 3.78m
Main	Dining Room	5.21m × 3.05m
Main	Kitchen	4.72m × 2.92m
Second	Bedroom	3.02m × 2.74m
Second	Primary Bedroom	3.81m × 2.74m
Second	Bedroom	2.31m × 3.05m
Third	Bedroom	6.25m × 4.11m
Third	Other	2.51m × 4.11m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: TONY K REAL ESTATE

Source: TRREB/PROPTX · MLS® X13442316

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$400K

59 Francis Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,485 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,366/mo

incl. closing costs (yr 1)

Annual total

$40,393

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,018/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$207/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $18,205/yr

Property taxes17% $6,959/yr

Utilities11% $4,530/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,999/yr

Closing costs13% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,485	$207/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,393	$3,366/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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59 Francis Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs