Loading neighbourhood intel…

$499K · 2 bed Detached · Inch Park, Hamilton | MyPropertyScout

$499,000

78 East 14th Street

22OwnerOccupied

Map

$499,000

DOM13days

78 East 14th Street

Hamilton · Ontario L9A 4B5

MLS® X13441530 · Inch Park · L9A 4B5

22OwnerOccupied700-1100 ft²DetachedNone13d$554/ft²Lot 40 x 100 ft$4,158 tax/yrBuilt 195175 yrs old

13 days on market

About this home

Welcome home to this beautifully maintained 2-bedroom, 1.5-bathroom brick bungalow, perfect for first-time buyers, right-sizing, or investors. Step inside to a bright and functional layout, then head out back to your fully fenced yard-an ideal, private oasis for kids, pets, or summer BBQs. Parking is a breeze with a long driveway that easily accommodates multiple vehicles. The side entrance has potential to accommodate an in-law suite for adult children or extended family! Location is everything…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13441530
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 40 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Mountville
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.51m × 3.28m
Main	Primary Bedroom	2.69m × 4.32m
Main	Bathroom	1.42m × 3.28m
Main	Foyer	1.04m × 2.26m
Main	Dining Room	1.98m × 4.06m
Main	Living Room	2.64m × 4.06m
Main	Bedroom 2	2.69m × 2.74m
Basement	Family Room	3.78m × 5.64m
Basement	Utility Room	4.42m × 8.25m
Basement	Laundry	—
Basement	Other	3.15m × 3.33m
Basement	Bathroom	0.99m × 1.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X13441530

Do you own a home in Hamilton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$499K

78 East 14th Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $4,158 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,082/mo

incl. closing costs (yr 1)

Annual total

$48,979

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,192/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$346/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $22,717/yr

Property taxes22% $10,613/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,990/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$4,158	$346/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,979	$4,082/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

78 East 14th Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs