$1.59M · 1+2 bed Detached · South G, London South

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About this home

Nestled within the coveted Tree Top Hill Estates in Wortley Village, this three bedroom architectural triumph by Oke Woodsmith is a study in uncompromising craftsmanship. As you enter through the grand solid oak front door, you are met with a profound sense of scale. Soaring coffered ceilings with delicate tray detailing. The main floor flows naturally, guided by elegant curved walls, grounded by solid Hickory wood flooring, and an impressive collection of statement lighting. At the heart of the…

Property details

MLS#

X13441526

Status

Buy Now

Beds

1+2

Baths

3 full, 0 half

Size

2500-3000

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Golf, Hospital, Park, Public Transit, School

Fireplaces: 1
Fireplace features: Family Room

View: Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Radiant
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone · Landscaped, Lawn Sprinkler System, Patio, Privacy, Year Round Living
Fronting on: North
Cross street: Base Line Road and Wharncliffe Road
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater Owned
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Great Room	5.89m × 5.56m
Main	Dining Room	4.64m × 4.57m
Main	Office	4.54m × 3.75m
Main	Kitchen	6.42m × 4.74m
Main	Dining Room	4.74m × 3.32m
Main	Office	5.25m × 3.65m
Main	Primary Bedroom	6.05m × 5.1m
Lower	Family Room	5.99m × 5.89m
Lower	Bedroom 2	5.23m × 4.77m
Lower	Bedroom 3	4.72m × 4.34m
Lower	Media Room	8.53m × 5.94m
Lower	Media Room	6.55m × 4.74m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,595,000✓ $13,244 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,854/mo

incl. closing costs (yr 1)

Annual total

$142,250

year 1

Mortgage only

$6,051/mo

principal + interest

Beyond mortgage

$2,980/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$319,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,104/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $72,611/yr

Property taxes29% $41,619/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $15,950/yr

Closing costs4% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,611	$6,051/mo
Government & taxes
Property tax	$13,244	$1,104/mo
Land transfer tax(closing)	$28,375	$2,365/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,950	$1,329/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$142,250	$11,854/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Annual costs