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$580K · 4+1 bed Detached · East M, London East | MyPropertyScout

$580,000

1092 Brydges Street

4+13OwnerOccupied

Map

$580,000

F●●●○○DOM13days

1092 Brydges Street

London East · Ontario N5W 2B6

MLS® X13441028 · East M · N5W 2B6

4+13OwnerOccupied700-1100 ft²Detached2-car Detached13d$644/ft²Lot 54 x 138 ft$3,336 tax/yrBuilt 195175 yrs old

12% above market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Well-updated home with excellent potential to open a business, with a lot of potential from the property. situated on a spacious corner lot with plenty of parking. Conveniently located close to all amenities. Welcome to 1092 Brydges St. London, ON New Updates in the house are: New Furnace and AC including new duct work installed Aug. 2025 with 10 years warranty fully paid off, New mini split AC and heater with 10 years parts and labor warranty in Garage installed Oct. 2025 - fully paid off, New…

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Property details

MLS#: X13441028
Status: Buy Now
Beds: 4+1
Baths: 3 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle, Metal, Asphalt Rolled
Foundation: Block, Steel Frame
Property features: Public Transit, School Bus Route, Fenced Yard

Fireplaces: 2
Fireplace features: Natural Gas

Garage: 2-car Detached
Garage spaces: 2
Parking: 9 total
Lot: 54 × 138
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air, Wall Unit(s)
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Awnings
Fronting on: East
Cross street: Highbury Ave N and Brydges St.
Basement: Apartment, Finished, Separate Entrance, Full
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater, Storage
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Bedroom	3.35m × 3.35m
Main	Bedroom	3.35m × 3.35m
Basement	Bedroom	3.36m × 4.6m
Basement	Bedroom	2.44m × 3.35m
Flat	Bedroom	3.8m × 4.88m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: 401 HOMES REALTY INC.

Source: TRREB/PROPTX · MLS® X13441028

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$580K

1092 Brydges Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $580,000✓ $3,336 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,440/mo

incl. closing costs (yr 1)

Annual total

$53,279

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,108/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$116,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$278/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $26,404/yr

Property taxes21% $11,411/yr

Utilities6% $2,964/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,800/yr

Closing costs10% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,404	$2,200/mo
Government & taxes
Property tax	$3,336	$278/mo
Land transfer tax(closing)	$8,075	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,800	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,279	$4,440/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1092 Brydges Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs