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$515K · 2 bed Condo Townhouse · Cobourg, Cobourg | MyPropertyScout

$514,900

Unit 1603

18 DOM

2218d

Map

DOM 18

$514,900

C●●●○○DOM18days

Unit 1603

160 Densmore Road · Cobourg · Ontario K9A 4J9

MLS® X13440498 · Cobourg · K9A 4J9

22Partial1000-1199 ft²Condo TownhouseNone18d$468/ft²$4,232 tax/yrBuilt 20233 yrs old

2% above market · 18 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This beautifully maintained condo offers modern living in one of Cobourg's most desirable communities. Featuring a bright and open-concept layout, this spacious unit boasts a contemporary kitchen with ample cabinetry and counter space, a generous living and dining area perfect for entertaining, and large windows that fill the home with natural light. Enjoy a comfortable primary bedroom with plenty of closet space, a well-appointed bathroom, and the convenience of in-suite laundry. Step out onto…

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Property details

MLS#: X13440498
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Property features: Beach, Hospital

Condo corp #: 150
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Division St/401
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite, Laundry Closet
Interior: Carpet Free, Water Meter
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Second	Living Room	3.47m × 4.97m
Second	Kitchen	2.62m × 3.35m
Second	Bathroom	—
Third	Primary Bedroom	3.29m × 3.53m
Third	Bedroom 2	2.86m × 3m
Third	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE CREDIT VALLEY REAL ESTATE

Source: TRREB/PROPTX · MLS® X13440498

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$515K

Unit 1603 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $514,900✓ $4,232 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,475/mo

incl. closing costs (yr 1)

Annual total

$53,705

year 1

Mortgage only

$1,953/mo

principal + interest

Beyond mortgage

$1,499/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$353/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,440/yr

Property taxes20% $11,005/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,149/yr

Condo fees6% $3,450/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,440	$1,953/mo
Government & taxes
Property tax	$4,232	$353/mo
Land transfer tax(closing)	$6,773	$564/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,149	$429/mo
Condo fees
Condo / HOA fees	$3,450	$288/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,705	$4,475/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1603

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs