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$220K · 1 bed Condo Apartment · South E, London South | MyPropertyScout

$219,900

Unit 405

11OwnerOccupied

Map

$219,900

DOM14days

Unit 405

77 Baseline Road · London South · Ontario N6J 1V5

MLS® X13440084 · South E · N6J 1V5

11OwnerOccupied500-599 ft²Condo ApartmentNone14d$400/ft²$1,324 tax/yrBuilt 198541 yrs old

14 days on market

About this home

A clean 1 bedroom in a well-maintained building. Offers a large living/dining area with lots of natural light and a balcony (auto patio door blind). Large closets and storage area in laundry room, all appliances included. Condo fees of only $371/month. All measurements are approximate.

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Property details

MLS#: X13440084
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 247
Balcony: Open
Locker: None
Association amenities: Elevator
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped
Fronting on: —
Cross street: Wharncliffe Rd S
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Separate Hydro Meter, Storage, Water Heater
Parking features: Reserved/Assigned

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	1.22m × 1.61m
Main	Living Room	3.66m × 4.42m
Main	Dining Room	2.53m × 3.41m
Main	Kitchen	2.16m × 2.77m
Main	Bedroom	2.47m × 3.44m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13440084

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$220K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $219,900✓ $1,324 tax✓ Electric✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,422/mo

incl. closing costs (yr 1)

Annual total

$29,070

year 1

Mortgage only

$834/mo

principal + interest

Beyond mortgage

$970/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$43,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$110/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~550 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$1,924

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $10,011/yr

Property taxes11% $3,248/yr

Utilities8% $2,460/yr

Insurance & security6% $1,600/yr

Maintenance8% $2,199/yr

Condo fees15% $4,452/yr

Closing costs18% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,011	$834/mo
Government & taxes
Property tax	$1,324	$110/mo
Land transfer tax(closing)	$1,924	$160/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,199	$183/mo
Condo fees
Condo / HOA fees	$4,452	$371/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$29,070	$2,422/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs