$1.25M · 4 bed Detached · Stoney Creek Mountain, Hamilton

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About this home

Welcome to 26 Shadetree Crescent, an exceptional executive residence nestled in one of Stoney Creek Mountain's most sought-after family neighbourhoods. Offering over 3,700 square feet of finished living space, including 2,807 square feet above grade, this impressive 4-bedroom home combines timeless elegance, exceptional privacy & resort-style outdoor living. Step through the grand double-door entry into a breathtaking foyer highlighted by a sweeping curved staircase with wrought iron balusters,…

Property details

MLS#

X13438986

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 49.21 × 109.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick · Deck, Porch, Year Round Living
Fronting on: West
Cross street: Highland Rd W/Second Rd W
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Other
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	4.57m × 6.07m
Main	Bathroom	—
Main	Living Room	3.56m × 4.75m
Main	Dining Room	3.56m × 3.53m
Main	Den	2.69m × 3.73m
Main	Mud Room	2.62m × 3.12m
Main	Kitchen	4.5m × 4.55m
Main	Breakfast	3.45m × 5.64m
Main	Family Room	4.5m × 4.55m
Second	Primary Bedroom	5.49m × 6.32m
Second	Bathroom	—
Second	Bedroom	4.24m × 3.78m
Second	Bedroom	3.56m × 3.73m
Second	Laundry	—
Basement	Other	2.74m × 3.23m
Basement	Utility Room	4.5m × 5.84m
Basement	Recreation	3.23m × 10.97m
Basement	Office	4.11m × 4.88m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,249,900✓ $7,872 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,235/mo

incl. closing costs (yr 1)

Annual total

$110,815

year 1

Mortgage only

$4,742/mo

principal + interest

Beyond mortgage

$2,245/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$249,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$656/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $56,901/yr

Property taxes26% $29,345/yr

Utilities5% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,499/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,901	$4,742/mo
Government & taxes
Property tax	$7,872	$656/mo
Land transfer tax(closing)	$21,473	$1,789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,499	$1,042/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$110,815	$9,235/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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26 Shadetree Crescent

About this home

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Property details

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Rooms

Sales History

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Annual costs