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$525K · 3 bed Detached · Hill Park, Hamilton | MyPropertyScout

$524,900

4 Duncombe Drive

32OwnerOccupied

Map

$524,900

DOM14days

4 Duncombe Drive

Hamilton · Ontario L9A 2E8

MLS® X13438690 · Hill Park · L9A 2E8

32OwnerOccupied700-1100 ft²DetachedNone14d$583/ft²Lot 50 x 100 ft$4,641 tax/yrBuilt 195175 yrs old

14 days on market

About this home

Welcome to 4 Duncombe Drive, a charming 3-bedroom bungalow nestled on a nature-rich lot in the Hill Park neighbourhood of Hamilton Mountain! Abundant greenery in the garden beds and a beautiful mature tree welcome you, along with a driveway with parking for 4 cars, including a single carport. As you enter the home, you'll find a spacious and bright living room with large windows overlooking the front yard. The sun-filled kitchen offers cabinetry, stainless steel appliances, and a dining nook. Th…

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Property details

MLS#: X13438690
Status: Conditionally Sold
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Metal
Foundation: Concrete Block
Other structures: Fence - Full
Property features: Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Electric, Rec Room

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster) · Patio
Fronting on: South
Cross street: Seven Oaks Drive
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor, Storage
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13438690

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$525K

4 Duncombe Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,900✓ $4,641 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,285/mo

incl. closing costs (yr 1)

Annual total

$51,418

year 1

Mortgage only

$1,991/mo

principal + interest

Beyond mortgage

$1,254/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $23,896/yr

Property taxes23% $11,614/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,249/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,896	$1,991/mo
Government & taxes
Property tax	$4,641	$387/mo
Land transfer tax(closing)	$6,973	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,249	$437/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,418	$4,285/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4 Duncombe Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs