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$650K · 6 bed Detached · Bonnington, Hamilton | MyPropertyScout

$650,000

15 West 1st Street

62TenantOccupied

Map

$650,000

A●●○○○DOM14days

15 West 1st Street

Hamilton · Ontario L9C 3B5

MLS® X13438634 · Bonnington · L9C 3B5

62TenantOccupied700-1100 ft²DetachedNone14d$722/ft²Lot 321.5 x 32.3 ft$3,679 tax/yrBuilt 195175 yrs old

16% below market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

LIVE IN IT. HOUSE HACK IT. CASH FLOW IT. BUILD WEALTH WITH IT. This is the kind of property that rarely comes along - A beautiful, flexible home with incredible income potential just steps to Mohawk College, making it highly desirable for student rentals, multi-generational living, or savvy investors looking for strong returns. Whether you're an investor seeking cash flow, a buyer wanting mortgage-helping income, or a family planning for future appreciation, this property offers multiple strateg…

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Property details

MLS#: X13438634
Status: Buy Now
Beds: 6
Baths: 2 full, 0 half
Size: 700-1100
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 321.5 × 32.3
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: West 1st and Fennel Avenue
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.43m × 4.57m
Main	Primary Bedroom	3.17m × 3.48m
Main	Kitchen	2.51m × 3.43m
Main	Bathroom	—
Second	Bedroom	3m × 3.4m
Second	Bedroom	3.15m × 3.45m
Third	Bedroom	3.15m × 3.45m
Basement	Bedroom	2.49m × 3m
Basement	Bedroom	3.07m × 4.44m
Basement	Kitchen	2.01m × 3.4m
Basement	Bathroom	2.01m × 3.4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage State Realty

Source: TRREB/PROPTX · MLS® X13438634

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$650K

15 West 1st Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $650,000✓ $3,679 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,992/mo

incl. closing costs (yr 1)

Annual total

$59,905

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,278/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$130,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$307/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,591/yr

Property taxes22% $13,154/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,500/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,591	$2,466/mo
Government & taxes
Property tax	$3,679	$307/mo
Land transfer tax(closing)	$9,475	$790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,500	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,905	$4,992/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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15 West 1st Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs