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$770K · 3+1 bed Condo Townhouse · Stoney Creek Mountain, Hamilton | MyPropertyScout

$769,999

Unit 23

18 DOM

3+1418d

Map

DOM 18

$769,999

F●●○○○DOM18days

Unit 23

35 Midhurst Heights · Hamilton · Ontario L8J 0K9

MLS® X13437678 · Stoney Creek Mountain · L8J 0K9

3+14OwnerOccupied1800-1999 ft²Condo Townhouse1-car Attached18d$405/ft²$6,103 tax/yr

19% above market · regional est. · 18 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained end-unit 3+1 bedroom, 4 bathroom townhome with a private rooftop terrace in the highly desirable Stoney Creek Mountain community.The main floor offers a bright open-concept living and dining area filled with natural light, ideal for everyday living and entertaining.Upstairs features three generously sized bedrooms and a versatile loft space currently styled as a cozy library, easily adaptable as a home office or lounge area. The primary bedroom includes a c…

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Property details

MLS#: X13437678
Status: Buy Now
Beds: 3+1
Baths: 4 full, 0 half
Size: 1800-1999
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Fenced Yard, Greenbelt/Conservation, Public Transit, School, Rec./Commun.Centre, Park

Condo corp #: 570
Balcony: Open
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding, Concrete
Fronting on: —
Cross street: Upper Centennial/Green Mountain
Basement: Finished
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Carpet Free, Central Vacuum, Guest Accommodations, Storage
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REALTY WEALTH GROUP INC.

Source: TRREB/PROPTX · MLS® X13437678

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$770K

Unit 23 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $769,999✓ $6,103 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,383/mo

incl. closing costs (yr 1)

Annual total

$76,601

year 1

Mortgage only

$2,921/mo

principal + interest

Beyond mortgage

$2,014/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$154,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$509/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $35,054/yr

Property taxes23% $17,978/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,700/yr

Condo fees7% $5,209/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,054	$2,921/mo
Government & taxes
Property tax	$6,103	$509/mo
Land transfer tax(closing)	$11,875	$990/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,700	$642/mo
Condo fees
Condo / HOA fees	$5,209	$434/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,601	$6,383/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 23

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs