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$800K · 3+2 bed Detached · Gurnett, Hamilton | MyPropertyScout

$799,900

89 Greencedar Drive

3+22TenantOccupied

Map

$799,900

F●●○○○DOM14days

89 Greencedar Drive

Hamilton · Ontario L9C 6W4

MLS® X13437444 · Gurnett · L9C 6W4

3+22TenantOccupied1100-1500 ft²Detached1-car Attached14d$615/ft²Lot 41.7 x 103.5 ft$5,195 tax/yrBuilt 198541 yrs old

13% above market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully Maintained 3+2 Bedroom Raised Ranch Style Bungalow with Separate Entrance & Income Potential! Welcome to this bright and well-cared-for bungalow, ideally situated in a quiet, family-friendly neighbourhood close to top-rated schools, parks, transit, and everyday amenities. The sun-filled main floor features three spacious bedrooms, a beautifully appointed 5-piecebathroom, and charming arched doorways that add character and timeless appeal throughout the home. Enjoy a private backyard…

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MyStreetValue™ Analysis

$552,884 – $969,353estimated range

Midpoint: $707,922

Property details

MLS#: X13437444
Status: Buy Now
Beds: 3+2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplaces: 1

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 41.67 × 103.52
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Upper ParadiseAnd Stone Church
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.75m × 4.77m
Main	Dining Room	2.76m × 3.75m
Main	Kitchen	2.74m × 5.02m
Main	Primary Bedroom	3.09m × 4.08m
Main	Bedroom 2	2.81m × 3.75m
Main	Bedroom 3	2.64m × 2.64m
Lower	Kitchen	3.75m × 4.77m
Lower	Bedroom 4	2.81m × 3.42m
Lower	Bedroom 5	2.8m × 3.04m
Lower	—	6m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 NEW CONCEPT

Source: TRREB/PROPTX · MLS® X13437444

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$800K

89 Greencedar Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $5,195 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,078/mo

incl. closing costs (yr 1)

Annual total

$72,934

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,546/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,415/yr

Property taxes24% $17,668/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$5,195	$433/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,934	$6,078/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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89 Greencedar Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs