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$400K · 2 bed Condo Apartment · North N, London North | MyPropertyScout

$399,900

Unit 105

23Vacant

Map

$399,900

F●●○○○DOM14days

Unit 105

Nuvo · 340 Sugarcreek Trail · London North · Ontario N6H 0G4

MLS® X13436928 · North N · N6H 0G4

23Vacant1200-1399 ft²Condo Apartment1-car Underground14d$308/ft²$4,627 tax/yr

27% above market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 340 Sugarcreek Trail, unit 105 - an exceptionally spacious and stylish condo nestled in a quiet community, yet close to all the conveniences of city living.This two-storey unit offers 2 bedrooms, 2.5 bathrooms, in-suite laundry, an assigned parking space, a storage locker, and ample visitor parking for guests. The open-concept kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, ample cabinetry, and plenty of workspace. The kitchen flows seamlessly int…

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Property details

MLS#: X13436928
Status: Buy Now
Beds: 2
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Apartment
Year built: —

Property features: Hospital, Library, Park, Place Of Worship, Public Transit, School

Building name: Nuvo
Condo corp #: 766
Balcony: None
Locker: Exclusive
Association amenities: Bike Storage, Elevator, Visitor Parking
Fees include: Parking Included, Building Insurance Included, Heat Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Vinyl Siding · Controlled Entry, Patio, Privacy
Fronting on: —
Cross street: Oxford Street West and Proudfoot Lane
Basement: None
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote
Parking features: Unreserved

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THRIVE REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13436928

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$400K

Unit 105 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $4,627 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,131/mo

incl. closing costs (yr 1)

Annual total

$49,571

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,783/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$386/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $18,205/yr

Property taxes18% $9,101/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,999/yr

Condo fees15% $7,606/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$4,627	$386/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$7,606	$634/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,571	$4,131/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 105

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs