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$430K · 4 bed Detached · East L, London East | MyPropertyScout

$429,900

247 Egerton Street

42OwnerOccupied

Map

$429,900

DOM14days

247 Egerton Street

London East · Ontario N5Z 2G9

MLS® X13436338 · East L · N5Z 2G9

42OwnerOccupied1500-2000 ft²DetachedNone14d$246/ft²Lot 33 x 107 ft$3,638 tax/yr

14 days on market

About this home

This lovingly cared for 4 bedroom, 2 bath home was professionally updated in 2019. Thoughtfully renovated while preserving the charm and craftsmanship that make old homes so special. Renovations include roof, most windows, upper bathroom, kitchen, central air and electrical panel. Beautiful character maintained with wainscotting, built-in cabinetry/shelving, crown moulding, and the over 9 ft ceiling in the bright and airy living space. Off the living room, you'll find a large and versatile space…

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Property details

MLS#: X13436338
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplaces: 1
Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 33 × 107
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio, Porch
Fronting on: West
Cross street: Trafalgar St & Hamilton Rd
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Storage, Water Heater
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	4m × 3.5m
Main	Living Room	5.5m × 4.3m
Main	Dining Room	2.4m × 2.4m
Main	Kitchen	3.6m × 2.5m
Main	Bathroom	2.5m × 2.2m
Second	Bedroom 2	5.2m × 2.6m
Second	Bedroom 3	4m × 2.7m
Second	Bedroom 4	3.9m × 2.6m
Second	Bathroom	2.5m × 1.6m
Basement	Laundry	2.4m × 2m
Basement	Workshop	3.1m × 2.8m
Basement	Utility Room	3.6m × 2.9m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THRIVE REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13436338

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$430K

247 Egerton Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $3,638 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,651/mo

incl. closing costs (yr 1)

Annual total

$43,811

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,139/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$303/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $19,571/yr

Property taxes20% $8,711/yr

Utilities10% $4,530/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,299/yr

Closing costs12% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$3,638	$303/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,811	$3,651/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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247 Egerton Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs