$949K · 3+1 bed Detached · Rosedale, Hamilton

Loading neighbourhood intel…

About this home

Rare opportunity to own two legal dwellings on one property in the highly sought after Rosedale neighbourhood. The main house features 3+1 bedrooms and two full updated baths. Bright open concept living room and large kitchen with stainless steel appliances. Main floor bedroom with two additional bedrooms upstairs. Fully finished basement with rec room, bedroom, bathroom and laundry. The ADU offers 1 bedroom, open concept living and kitchen, 3 piecebath, and in suite laundry. Large garage/worksh…

Property details

MLS#

X13435944

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

700-1100

Style

1 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Aux Residences
Property features: Golf, Greenbelt/Conservation, Hospital, Park, Place Of Worship, Public Transit

Garage: 1-car Detached
Garage spaces: 1
Parking: 3 total
Lot: 41 × 109
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Patio, Porch
Fronting on: West
Cross street: Erindale Ave & Dumbarton
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Separate Hydro Meter, Water Heater Owned
Parking features: Private Double

Level	Room	Dimensions
Main	Kitchen	2.51m × 4.22m
Main	Living Room	4.04m × 4.72m
Main	Bedroom	2.77m × 3.81m
Second	Primary Bedroom	2.92m × 4.24m
Second	Bedroom 3	2.84m × 4.24m
Basement	Recreation	3.99m × 4.83m
Basement	Bedroom 4	2.18m × 3.4m

Level

Room

Dimensions

Main

Kitchen

2.51m × 4.22m

Main

Living Room

4.04m × 4.72m

Main

Bedroom

2.77m × 3.81m

Second

Primary Bedroom

2.92m × 4.24m

Second

Bedroom 3

2.84m × 4.24m

Basement

Recreation

3.99m × 4.83m

Basement

Bedroom 4

2.18m × 3.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,000✓ $4,252 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,922/mo

incl. closing costs (yr 1)

Annual total

$83,060

year 1

Mortgage only

$3,600/mo

principal + interest

Beyond mortgage

$1,575/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$354/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $43,203/yr

Property taxes24% $19,707/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,490/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,203	$3,600/mo
Government & taxes
Property tax	$4,252	$354/mo
Land transfer tax(closing)	$15,455	$1,288/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,490	$791/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,060	$6,922/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

182 Erindale Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs