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$430K · 2 bed Detached · East H, London East | MyPropertyScout

$429,900

1621 Borden Street

21OwnerOccupied

Map

$429,900

A●●○○○DOM14days

1621 Borden Street

London East · Ontario N5W 2R3

MLS® X13435224 · East H · N5W 2R3

21OwnerOccupied700-1100 ft²DetachedNone14d$478/ft²Lot 41 x 142 ft< .50 ac$2,414 tax/yrBuilt 195175 yrs old

13% below market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 1621 Borden Street - the perfect place to start your homeownership journey in the heart of East London! This adorable and incredibly well-maintained 2 bedroom, 1 bathroom home is full of charm, warmth, and opportunity for first time home buyers looking for a move-in ready home with an amazing outdoor space. Step inside to a bright and inviting layout featuring updated flooring, cozy living spaces, and a beautifully cared for interior that truly feels like home from the moment you walk…

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Property details

MLS#: X13435224
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Library, Public Transit, School, School Bus Route

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 41 × 142
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Landscaped
Fronting on: South
Cross street: Spruce
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	2.87m × 3.5m
Main	Dining Room	2.87m × 4.57m
Main	Kitchen	2.87m × 3.96m
Main	Primary Bedroom	2.87m × 3.73m
Main	Bedroom 2	2.81m × 2.87m
Lower	Recreation	3.5m × 5.35m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE REALTY FIRM INC.

Source: TRREB/PROPTX · MLS® X13435224

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$430K

1621 Borden Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $2,414 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,501/mo

incl. closing costs (yr 1)

Annual total

$42,017

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$989/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$201/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $19,571/yr

Property taxes18% $7,487/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,299/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$2,414	$201/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,017	$3,501/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1621 Borden Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs