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$645K · 3+1 bed Detached · Stoney Creek Mountain, Hamilton | MyPropertyScout

$644,500

178 Athenia Drive

3+12TenantOccupied

Map

⚡ Insider Deal

Fixer Upper

$644,500

A●●○○○DOM15days

178 Athenia Drive

Hamilton · Ontario L8J 1V8

MLS® X13434914 · Stoney Creek Mountain · L8J 1V8

3+12TenantOccupied1100-1500 ft²Detached1-car Carport15d$496/ft²Lot 35.7 x 110 ft$4,685 tax/yr

19% below market · regional est. · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome To An Incredible Opportunity In The Heart Of One Of Stoney Creek's Most Desirable And Prestigious Neighbourhoods. This Rarely Offered Detached (Link-Style) Home Sits On A Generous 36x110Ft Lot, Surrounded By Mature Trees And Luxury Residences, Offering Nearly2,300Sq Ft Of Living Space Potential For The Right Buyer. Whether You're An End-User Looking To Personalize Your Dream Home Or An Investor Searching For Value In A Prime Location, This Property Has The Bones, Layout, And Setting To S…

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Property details

MLS#: X13434914
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Rolled
Foundation: Concrete Block, Poured Concrete
Other structures: Shed
Property features: Library, Park, Public Transit, School, School Bus Route

Garage: 1-car Carport
Garage spaces: 1
Parking: 4 total
Lot: 35.65 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped
Fronting on: North
Cross street: Mud St W & Winterberry Dr
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned
Parking features: Available, Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.3m × 2.6m
Main	Dining Room	3.3m × 2.7m
Main	Living Room	3.8m × 5.49m
Main	Primary Bedroom	3.5m × 4.8m
Main	Bedroom	3.1m × 3.71m
Main	Bedroom	3.12m × 2.9m
Main	Bathroom	3.12m × 2.34m
Lower	Recreation	5m × 5.87m
Lower	Bedroom	2.41m × 5.87m
Lower	Laundry	4.44m × 9.85m
Lower	Bathroom	2.22m × 2.15m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13434914

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$645K

178 Athenia Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $644,500✓ $4,685 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,057/mo

incl. closing costs (yr 1)

Annual total

$60,687

year 1

Mortgage only

$2,445/mo

principal + interest

Beyond mortgage

$1,374/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$128,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,445/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,365

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,340/yr

Property taxes23% $14,050/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,445/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,340	$2,445/mo
Government & taxes
Property tax	$4,685	$390/mo
Land transfer tax(closing)	$9,365	$780/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,445	$537/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,687	$5,057/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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178 Athenia Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs